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YBS Commercial Lending continue their growth path, if you want to play your part, read on.

With this role, you’ll be given the opportunity to take full ownership, deliver great outcomes for customers and the Society as well as gain the development, support and challenge you are looking for.

As Commercial Lending Portfolio Manager, you’ll have strong risk based approach and have the autonomy and confidence to manage your workload in a way that works for both you and the wider team.

This is an important role, one where you’ll manage your own section of commercial lending customers and deliver key portfolio management activities such as account reviews, revaluations, covenant monitoring, in life activity and watch list case management.

Underpinning this will be your commitment to delivering great customer outcomes, whilst balancing the need for ensuring the appropriate commercial, financial crime and credit risk outcomes.

You will build great relationships with customers and stakeholders internally and externally via calls and occasional face to face meetings.

This is a 12 month fixed term contract. The role working pattern is hybrid, with weekly time in our Peterborough office and at home. We'll talk to you more about this during the process. There may also be occasional travel to our other office sites in Leeds and Bradford when required.

You’ll need experience of working within a commercial financial services function, coupled with experience of risk based account management across different sectors.

You’ll be committed to delivering excellent customer service with experience of conducting full account reviews, covenant checking, risk trigger monitoring, making proposals to credit and have an in-depth understanding of how to analyse and interpret financial accounts.

Coupled with the specific experience, you will have strong influencing and negotiation skills with a flair for numbers, data, strategy and systems.

At YBS we don’t have shareholders, we have members. We care about people and that includes you. So here, you’ll be respected for who you are, you’ll be able to bring your whole self to work, and you’ll have everything you need to build a long and rewarding career.

We offer a range of flexible working options without unsocial hours, which can help you find a healthy work-life balance. Whether it’s finishing early for an or fitting your studies and hobbies in around your working hours, we can help make it work for you.

We want you to feel challenged here. Whatever your ambitions, we’re committed to helping you develop your skills and move ahead in your career journey. From day one, we’ll set you up for success with a brilliant induction and full training plan, all designed to get you up to speed quickly.

We’re passionate about creating an inclusive environment where everyone is welcome and able to be themselves. If you’ll go the extra mile to help our members, you’ll fit right in and feel you belong here.

We offer lots of fantastic rewards that you can make the most of in and out of work, including:

• Holiday. You’ll get 25 days plus Bank Holidays, as well as the option to buy up to a further 5 days.
• Bonus. We work together to reach for better at YBS, so when we reach our goals we’re all rewarded, with up to a 10% annual bonus.
• Pension. We know how important it is to save towards the future, that’s why we’ll contribute up 11% into your YBS pension.
• Healthcare. Health and wellbeing are an important part of life at YBS, when you join us you’ll have access to a range of health benefits to suit your life including private medical insurance, dental and healthcare plans.
• My Benefits. When you join YBS you’ll have access to our self-service benefits portal, where you can access a range of retail, hospitality and health discounts

If you’re excited about this role and want to be part of the YBS team, click apply now to send us your application.

If you have any questions about this role, please contact Dianne Robinson on drobinson1@ybs.co.uk.