Credit Risk Manager jobs in United Kingdom

We help people achieve a better later life. That’s our purpose and it’s the reason we exist. We are a fast-growing company helping customers enjoy the retirement they deserve. We do this through a variety of market leading, award-winning products and services, delivered by a diverse team of over 1,400 purpose-led colleagues who genuinely put the customer at the heart of everything we do.

You will support the Group Risk team in developing, educating and embedding Enterprise risk management frameworks, practices, and Risk culture within Just that support our risk appetite and strategic goals.

You will provide trusted advice to the Director of Enterprise Risk, the Group Chief Risk Officer, Executives and senior management on implications of operational risk in the wider business context.

You will act as an ERMF risk partner to Group Risk and risk owners and support associated risk reporting for relevant parts of the business and Group entities.

You will be responsible for providing pro-active operational risk advice, support and challenge to Group Risk and risk owners, with a particular focus on oversight of management of the risks in line with the ERMF.

You will support the delivery of the Group’s Internal Model for Operational Risk through the development and maintenance of operational risk scenarios with risk owners and other key stakeholders.

You will ensure the Group’s risk management system of record aligns with the ERMF and in supporting the business in the identification, assessment and reporting of risks at departmental level.

When needed, you will engage with risk management system of record suppliers and ensure that you are sufficiently aware of its functionality to propose and oversee improvements as required.

You will take responsibility for ensuring you comply with the company’s procedures, policies, guidelines and reporting requirements as well as any relevant regulatory and statutory requirements.

Externally recognised specialised risk management qualification or equivalent experience is essential

Proven track record of practical experience of implementing and/ or operating risk management frameworks and processes.

Significant breadth of experience and knowledge of life and pensions/ Financial Services.

Experience of risk support in change and implementation of large transformation initiatives.

Commercially aware and committed to internal and external customer service.

Excellent relationship management and interpersonal skills.

Strong communication skills, including influencing, negotiation, presentation and report writing.

Strong understanding of risk management frameworks, practices and their application, including enterprise and operational risk. Ability to identify emerging risk issues and to drive understanding and management.

Good understanding of regulatory context for operation of risk management, including Solvency 2 requirements and PRA/ FCA expectations.

Strong analytical and critical thinking ability, able to interpret information from a number of sources and draw together the ‘big picture’ and bring a strategic perspective.

Ability to inspire trust, influence others, promote collaboration and motivate.

At Just you’ll have the opportunity to develop your career, whilst making a difference to the lives of those around you. You’ll be part of a company with a strong and distinctiveculture - we’re ambitious, curious and collaborative – and every decision we make centres around being Just and delivering the best outcomes for our customers.

A competitive salary, pension scheme and life assurance

25 days annual leave plus an additional day on us for your birthday

Private medical cover and income protection, just in case

A generous and highly achievable bonus scheme

Opportunities to progress your career in-role and within the company

Free access to the Headspace app, 24/7 employee assistance helpline and trained physical and mental health first aiders

A variety of employee funded benefits available via our online benefits portal

Plus, several additional purchase options available for you and your loved ones

Valuing diversity of thought and fostering a sense of belonging is critical to our business success, driving innovation and balanced decision making. Our work onDEIB (Diversity, Equity, Inclusion and Belonging) aims to deliver a brilliant employee experience underpinned by a sense of belonging, where our people feel proud to work at Just.

We remain committed to our publicly disclosed HM Treasury Women in Finance Charter and Race at Work Charter targets and support a wide range of employee network and events, championing issues including intergenerational working, social mobility and neurodiversity.

Please submit your CV using the 'apply now’ button. Shortlisted candidates will be contacted regarding next steps which may include an initial phone interview and in-person assessment.