Php Developer jobs in United States

Our Story

Hello there. We’re Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings atZopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.Want to see us in action? Follow us on Instagram @zopalife

The team:

We’re looking for a Software Engineer to join our growing Point of Sale squad in Manchester. This team helps customers access Zopa finance directly at checkout through retailer integrations.You’ll contribute to the design and development of systems that are reliable, performant, and customer-friendly. Whether you’re working on backend services or frontend interfaces, you’ll be learning from experienced engineers and growing your skills in a supportive, mission-driven environment.

Why join Zopa Manchester?

We’re building a new tech hub right in the heart of the city — with real backing, big ambition and the support of an established, award-winning company. You’ll be part of a new engineering chapter in Manchester, helping shape how we grow and build the team from day one.

You’ll work in a product-focused environment where engineers own their work end-to-end, deploy to production frequently, and see the real-world impact of what they build. You’ll also get to work with a modern tech stack: Kotlin, Kafka, Kubernetes, Docker, AWS, Aurora Postgres and more.

We work hybrid, with at least 2 days a week together in our Manchester office.

• Writing clean, reliable and maintainable backend code using Kotlin
• Working on scalable cloud-based systems within a product-focused Agile team
• Collaborating with engineers, product managers and designers to build and ship features
• Taking part in planning, technical discussions and code reviews
• Building well-tested services and contributing to continuous delivery
• Taking ownership of your work — from development to production
• Continuously learning and developing your skills in a supportive environment

• You’ve got some solid hands-on experience with Kotlin (or Java) in a real-world setting
• You care about writing good quality code and value clean design and testing
• You’re curious, eager to learn and not afraid to ask questions
• You enjoy solving problems and working as part of a collaborative team
• You want to build things that have a real impact on customers
• You communicate clearly and are happy contributing to team decisions
• You’re excited by modern engineering practices like CI/CD and cloud-native tools

#LI-CW1

We’re expanding!

From September 2025, Zopa will be opening a brand-new office in Manchester at WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.

At Zopa we value flexible ways of working.

We value face-to-face collaboration and a good work-life balance. This hybrid role requires you to come to our Manchester office 2-3 days a week.

You'll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

*Subject to having the right to work in the country of choice

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.