Associate Director Commercial Banking

Cynergy Bank Limited; Manchester; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading digital bank in Manchester is seeking an Associate Director to manage a portfolio of business customers with lending needs of up to £10m. The role involves supporting Relationship Directors with larger transactions and ensuring compliance with regulatory standards. Candidates should have at least 3 years of experience in commercial banking and excellent analytical skills. This permanent position offers a hybrid work model, emphasizing work-life balance and personal growth through a comprehensive benefits package.

Benefits

25-30 days holiday (with option to buy 10 more)

Award-winning pension savings scheme

Healthcare, life assurance, and income protection

Lifestyle discounts and recognition awards

Training and development opportunities

Qualifications

• Minimum of 3 years’ experience in commercial banking or a similar financial services role.
• Experience in trading businesses will be beneficial.
• Strong analytical and decision-making skills.
• Excellent communication and stakeholder management abilities.
• Sound understanding of risk, governance, AML, and KYC frameworks.
• Proactive approach to problem-solving and driving results.

Responsibilities

• Proactively manage and develop a portfolio of business customers with lending up to £10m.
• Support Relationship Directors on larger, more complex transactions.
• Prepare and submit high-quality loan applications for smaller deals.
• Identify opportunities to promote and cross-sell banking products.
• Ensure full compliance with AML, KYC, and regulatory requirements.
• Champion a high-quality customer experience and continuous process improvement.

Skills

Relationship Management

Analytical skills

Excellent communication

Stakeholder management

Problem-solving

Risk understanding

Job description

Associate Director – Relationship Management Team in Manchester

Shape the future of Relationship Management at Cynergy Bank.

Join us as an Associate Director, and make a real impact by helping ambitious businesses and individuals achieve their goals through our award-winning human digital banking model.

What’s the opportunity?

This is a permanent opportunity to join our Relationship Management team based in Manchester. As an Associate Director, you will manage a portfolio of business customers with lending requirements up to £10m, focusing on day-to-day relationship management and smaller, less complex deals. You will also support Relationship Directors on larger transactions, gaining exposure and experienceão to progress within the team.

Where You will Work

You will enjoy hybrid working, with 3 days in our Manchester office and 2 days from home.

Why Join Us?

• Impact: Support the delivery of business banking strategy and ensure operational and regulatory risk standards are met.
• Growth: A culture that champions curiosity, innovation, and personal growth at every stage.
• Flexibility: A culture that values work-life balance, supported by our hybrid working model.
• Rewards: Recognition for your skills and contribution, including annual bonus opportunities and a comprehensive benefits package.

How You Will Make an Impact

• Proactively manage and develop a portfolio of business customers with lending up to £10m.
• Support Relationship Directors on larger, more complex transactions.
• Prepare and submit high-quality loan applications for smaller deals.
• Identify opportunities to promote and cross-sell banking products.
• Ensure full compliance with AML, KYC, and regulatory requirements.
• Champion a high-quality customer experience and continuous process improvement.

What You Will Bring

• Minimum of 3 years’ experience in commercial banking or a similar financial services role.
• Experience in trading businesses will be beneficial.
• Strong analytical and decision-making skills.
• Excellent communication and stakeholder management abilities.
• Sound understanding of risk, governance, AML, and KYC frameworks.
• Proactive approach to problem-solving and driving results.

How We Will Support You

At Cynergy Bank, we are committed to your wellbeing and success. We know everyone’s needs are different, so our benefits are designed to support you at every stage of your career and life. Here is a snapshot of what we offer:

• A salary and bonus package designed Tuesdays to recognise your skills and contribution
• 25 – 30 days holiday (with the option to buy 10 more)
• Award-winning pension savings scheme
• Healthcare, life assurance, and income protection
• Hybrid working synced 3 days office, 2 from home
• Training and development opportunities

Plus, a range of extras including lifestyle discounts, recognition awards, and volunteering initiatives, all designed to keep you supported and thriving. You can explore the full package here: cynergybank.co.uk/about-us/careers/benefits-and-rewards

Who Are We?

Cynergy Bank is the UK’s human digital bank, combining personal service with smart technology to help ambitious businesses and individuals achieve their goals. We know that professional and personal lives often overlap, so our mission is to support customers in all their interdependent banking needs. Since 2018, we have lent over £4bn to scaling businesses and partnered with leading firms to deliver the future of banking. Named Bank of the Year 2025 by MoneyAge, we are recognised for our commitment to customers, innovation, and tailored solutions. This award reflects our team’s dedication to delivering exceptional banking experiences, powered by cutting-edge technology.

Our values shape everything we do: Putting the customer first, Risk front and centre, Opportunity, empowerment and innovation, United team inclusive and diverse, and Doing the right thing. subway. These principles guide our decisions, drive our culture, and ensure the best outcomes for our customers and colleagues. Learn more at cynergybank.co.uk/about-usThis advert covers the main responsibilities and requirements. A full job description will be shared with shortlisted candidates. If you don’t meet every requirement, we still encourage you to apply as we value potential as much as experience.

At Cynergy Bank, we use anonymous screening at the first stage of recruitment, ensuring every application is reviewed fairly, based on skills and experience alone.

The clips meet application is Wednesday variedades 28 January 2026. Please note,661 we may close the advert early if we receive a high volume of applications.

Apply now to help shape the future of human digital banking at Cynergy Bank.