AML Officer / MLRO

Solana Foundation; Remote; GBP 80,000 - GBP 100,000; Full time

Job summary

A leading fintech company is seeking an AML Officer / MLRO to work remotely within the United Kingdom. In this role, you will have the authority and influence to shape the AML function while ensuring compliance with UK regulations. The ideal candidate has over 5 years of experience in AML compliance within fintech or regulated financial services. This position offers competitive compensation, flexible work hours, and the opportunity for career growth in a rapidly evolving environment.

Benefits

Highly competitive compensation

Performance-based bonuses

Stock options program

Unlimited, flexible PTO

Company laptop and home office allowance

Flexible working hours

Company-paid off-sites and team events

Qualifications

• 5 to 8+ years of experience in AML and financial crime compliance.
• Prior experience acting as MLRO or Deputy MLRO in the UK.
• Strong working knowledge of UK Money Laundering Regulations.

Responsibilities

• Serve as the nominated MLRO for the UK entity.
• Design, implement, and improve UK AML policies and controls.
• Manage regulatory filings, inspections, and audits.

Skills

AML compliance

Financial crime compliance

Regulatory engagement

Strong communication skills

Experience with SARs and KYC

Education

Professional certifications such as CAMS or ICA

Tools

Chainalysis

Elliptic

Job description

AML Officer / MLRO (UK)

Remote within the United Kingdom.

About Crossmint

Crossmint is the leading enterprise-grade, all-in-one stablecoin infrastructure enabling fintechs and enterprises to integrate stablecoin rails and smart wallets with speed, compliance, and scale. Crossmint provides embedded smart wallets, on/offramps, cross-chain stablecoin orchestration, token checkout, and other blockchain primitives through simple, developer-friendly APIs, no blockchain engineers required. Backed by Ribbit Capital, Franklin Templeton, and other top investors. The future of finance is crypto-native. Crossmint makes it easy to get there.

What You’ll Do

• Act as UK MLRO: Serve as the nominated MLRO for the UK entity. Maintain responsibility for SAR decision-making and submissions to the NCA. Act as the main point of contact for the FCA and other UK authorities.
• Own the UK AML Framework: Design, implement, and continuously improve UK AML and CTF policies, procedures, and controls. Ensure compliance with UK MLRs, POCA, TACT, and FCA guidance applicable to cryptoasset businesses.
• Hands-On Oversight: Review and decide on escalated high-risk customers and transactions. Oversee Enhanced Due Diligence for complex or high-risk clients. Provide final sign-off on sensitive onboarding and exit decisions.
• Regulatory Engagement and Reporting: Manage regulatory filings, inspections, audits, and information requests. Prepare and deliver management information, risk assessments, and AML reporting to senior management and the board.
• Cross-Functional Collaboration: Work closely with Legal, Risk, Finance, Security, and Product teams. Advise product and engineering teams on AML implications of new features, markets, and partnerships.
• AML Culture and Training: Deliver AML training across the UK business. Promote a strong compliance culture that supports growth while managing risk.

What We’re Looking For

• 5 to 8+ years of experience in AML and financial crime compliance within fintech, payments, crypto, or regulated financial services.
• Prior experience acting as MLRO or Deputy MLRO in the UK, or clear readiness to assume full MLRO accountability.
• Strong working knowledge of: UK Money Laundering Regulations; Proceeds of Crime Act and Terrorism Act; FCA expectations for cryptoasset and payments firms.
• Hands-on experience with SARs, KYC and KYB, EDD, sanctions screening, transaction monitoring, and risk assessments.
• Familiarity with crypto and blockchain compliance, including on-chain risk and exposure.
• Experience working with or implementing tools such as Chainalysis, Elliptic, Persona, Notabene, or similar.
• Understanding of broader regulatory frameworks such as MiCA, FATF Recommendations, GDPR, and operational resilience requirements.
• Professional certifications such as CAMS or ICA qualifications are a strong plus.
• Excellent judgment, communication skills, and confidence engaging with regulators and senior stakeholders.
• A pragmatic mindset. Comfortable setting strategy, but equally comfortable making difficult decisions and reviewing cases directly.

Why Join Crossmint?

• True Ownership: Act as the UK MLRO with real authority and influence over decisions.
• High Impact: Shape the AML function of a rapidly scaling crypto-native fintech.
• Regulatory Exposure: Engage directly with UK regulators in a space that is actively evolving.
• Cross-Functional Role: Work closely with Product, Engineering, Legal, and Risk teams.
• Career Growth: Opportunity to expand scope as Crossmint grows across the UK and Europe.

Benefits

• Highly competitive compensation
• Performance-based bonuses
• Stock options program
• Unlimited, flexible PTO
• Company laptop and home office allowance
• Flexible working hours
• Company-paid off-sites and team events
• Local, flexible benefits

Crossmint is an equal opportunity employer. We are committed to diversity and inclusion in all aspects of employment. Please note that Crossmint never conducts AI-based interviews, and our processes include an initial video call with a team member. If you receive any request for personal identification documents or payment during the interview process, or an email claiming to be from Crossmint that ends with a domain other than @crossmint.com, @crossmint.io, or @paella.dev, please be vigilant.