Bridging Underwriter West One Loans · Watford

Enra Group; Watford; On-site; GBP 30,000 - 45,000; Full time

Job summary

A financial services provider in Watford is looking for a candidate to take responsibility for managing the complete lending process. The ideal applicant will have experience in underwriting and a solid understanding of FCA regulation. Key responsibilities include overseeing applications and liaising with various parties to ensure compliance. Strong attention to detail and teamwork skills are essential for this role.

Qualifications

• Previous experience in underwriting within a Bridging and/or Development finance role.
• Strong understanding of FCA regulation.
• Ability to work to tight timeframes.

Responsibilities

• Managing the entire lending process from application through to drawdown.
• Ensure applications comply with the lending criteria.
• Liaising with internal departments and external parties.

Skills

Attention to detail

Ability to work as part of a team

Good written and verbal communication skills

Excellent organisational and prioritisation skills

Education

CeMAP (desirable, not essential)

Previous experience in underwriting

Tools

Word

Excel

Power Point

Outlook

Job description

The overall responsibility of the role is to take ownership of allocated cases from inception through to completion.

Key Accountabilities

• Managing the entire lending process from application through to drawdown whilst adhering to underwriting and due diligence processes.
• Manage a pipeline of Bridging cases and prioritise accordingly.
• Ensuring all applications comply with the West One’s lending criteria.
• Effectively manage the lending process by liaising with internal departments and external parties.
• Instructing Solicitors once offer is made and providing all relevant documentation.
• Act with integrity and embrace philosophy of TCF guidelines and adhere to responsible lending principles.
• Demonstrating deep underwriting knowledge and expertise.
• Be willing to assist the wider team when required.

Skills & Competencies

• Pass internal competency tests post induction
• Attention to detail
• Ability to work as part of a team
• Good written and verbal communication skills
• Ability to work to tight timeframes
• Excellent organisational and prioritisation skills

Knowledge & Qualifications

• Previous experience in underwriting within a Bridging and/or Development finance role.
• A strong understanding of FCA regulation
• CeMAP (desirable, not essential)
• Experienced in use of Word, Excel, Power Point and Outlook.

Personal Attributes

• Resilient and flexible
• Articulate
• Well organised
• Robust and comfortable working to deadline and under pressure