KYC AML Analyst - 6 month FTC

TrueLayer; London; Hybrid; GBP 45,000 - 65,000; Full time

Job summary

A financial technology company in London is seeking a Due Diligence/KYC Specialist. The role involves conducting KYC checks, managing financial crime risks, and improving onboarding processes. Applicants should have strong knowledge of AML controls and due diligence reviews. This position offers flexible hours, hybrid work, and a variety of employee benefits including health insurance and a learning budget.

Benefits

Flexible hours and hybrid working

24 days holiday with flexible bank holidays

Private health insurance from day one

£1000 learning & development budget

Qualifications

• Experience conducting due diligence reviews on corporate customers.
• Strong working knowledge of Financial Crime risks and AML controls.
• Ability to act as a subject matter expert on financial crime matters.

Responsibilities

• Conduct KYB and KYC checks on prospective customers.
• Complete Due Diligence on high-risk and complex onboarding use cases.
• Perform Customer Screening for PEP and sanctions checks.

Skills

Attention to detail

Financial crime risk assessment

Due diligence reviews

Customer screening

Job description

What we do

At TrueLayer, we’re building the future of payments. We’re on a mission to take on outdated payment methods with a solution designed for today’s online, on-demand economy. By removing friction at the heart of commerce — the payment — we’re making it faster, safer, and smarter for everyone. We’ve raised $300 million from investors and operate in London, Milan, and Dublin, serving industry leaders as customers. We’re transforming payments for e-Commerce, iGaming, and related industries, and we’re looking for people who want to help us build a brand that changes an industry.

Description

TrueLayer Underwriting Team is part of the Commercial function, focusing on enabling seamless client experiences during onboarding. This team specialises in Due Diligence/KYC onboarding reviews and AML investigations to enable a smooth and compliant onboarding process. This is a meaningful opportunity for a Due Diligence/KYC Specialist to strengthen the financial crime element of the client onboarding process.

As a Due Diligence/KYC Specialist, you will help maintain the first line of defence against money laundering and financial crime while supporting rapid business growth. Your work protects TrueLayer from financial crime exposure and ensures we establish and maintain relationships that meet compliance and ethical standards.

Situated within a client-facing team under the Commercial function, this role provides insight into our customer base and available products. We are seeking a Due Diligence/KYC subject matter expert with strong knowledge of financial crime, focused on KYC and due diligence processes.

What we expect from you as a Due Diligence / KYC Specialist:

• Conduct KYB and KYC checks on prospective customers.
• Complete Due Diligence on high-risk and complex onboarding use cases to assess and manage financial crime risks.
• Identify and communicate financial crime risks for prospective customers, ensuring the customer risk profile fits TrueLayer’s risk appetite.
• Perform Customer Screening, including PEP, Sanction and adverse media checks.
• Perform ongoing monitoring on customers and associated individuals, processing PEP and sanctions alerts with documented rationale and outcomes.
• Conduct periodic reviews and event-triggered reviews where required.
• Complete peer reviews on onboarding and ongoing DD review cases.
• Conduct agent onboarding and monitoring of agents on an ongoing basis.
• Act as a subject matter expert and escalation point for financial crime issues.
• Contribute to ongoing improvement of systems and processes.
• Be comfortable working to/setting KPIs and support accurate collation of MI for Senior Management Team/external reporting.

Requirements

About you

• Experience conducting due diligence (DD) reviews on corporate customers including KYC checks, customer screening (PEP and sanctions checks) and assessing financial crime risks.
• Experience dealing with complex business models and a range of different business customer types.
• Strong working knowledge of Financial Crime risks, AML controls and KYC/CDD best practices.
• Ability to act as an SME for 1LOD DD, supporting other business areas with financial crime matters.
• Comfortable working with other functions and questioning or escalating where appropriate.
• Attention to detail with an interest in learning and collaborating with others.
• Experience in optimising due diligence processes and procedures.

We would be particularly interested if you have:

• Experience onboarding eCommerce merchants; experience with iGaming/gambling or cryptocurrency businesses is valued.
• Experience in Finance, a Financial Technology company, or a technology company.
• Experience in a progressive and innovative technology startup.
• Experience working with various KYC and authentication software providers.

Don’t meet all the requirements?

We are committed to building a diverse workforce. If you are excited about this role and have the essential skills, but not every item on the checklist, we’d still love to hear from you.

Benefits

What you can expect from us: (Some benefits will be prorated)

• Flexible hours and hybrid working. Split your time between working from home and our offices in London and Milan, 2-3 days per week in the office.
• A remote-working budget to help you set up your home office.
• 24 days holiday as standard with flexible bank holidays.
• 12 fully-paid wellbeing days a year and your birthday off (on top of holiday allowance).
• 2 volunteering days to support causes important to you.
• Generous parental leave, above statutory requirements with no minimum tenure.
• Competitive pension contribution (4% employer + 4% employee).
• Private health insurance from day one.
• Membership of mental wellbeing platform Spill.
• A £1000 learning & development budget each year.
• Free lunch from Just Eat when working from the office on Tue/Wed/Thu.

We’ll strive to be inclusive and support diverse perspectives. If you’d like to discuss alternative working patterns, please let us know. We will also make reasonable adjustments for interview processes to accommodate individual needs.