Underwriter: Environmental Binders

Liberty Mutual Re; Greater London; On-site; GBP 50,000 - GBP 70,000; Full time

Job summary

A leading global insurer in London is seeking an Underwriter for Environmental Binders. The role involves managing relationships with brokers and customers and underwriting risks while ensuring compliance with regulatory and internal guidelines. The ideal candidate will have extensive experience in insurance, particularly in environmental liability, and possess strong analytical skills. This position offers the opportunity to work within a committed team focused on delivering outstanding service and innovative insurance solutions.

Benefits

Career development opportunities

Vibrant and inclusive environment

Flexible working arrangements

Qualifications

• Environmental liability knowledge including various product types.
• Significant experience gained within the insurance industry.
• Ability to work effectively with analytics teams.

Responsibilities

• Build and maintain relationships with brokers and customers.
• Underwrite insurance risks according to business plans.
• Comply with regulatory requirements and internal policies.

Skills

Environmental Liability knowledge

Risk assessment and underwriting rating/pricing

Ability to analyse and use data for decision making

Experience in the insurance industry

Understanding of relevant software including Excel

Education

ACII or working towards ACII

Tools

Risk profiling and pricing tools

Job description

Country: United Kingdom of Great Britain and Northern Ireland

Creation Date: 12-Jan-2026

Employment Type: Permanent

Employment Type: Full time

Ref #: 1234572086

Description & Requirements

Role Title: Underwriter: Environmental Binders

Department: Delegated Authority Practice (DAP)

Location: London

Type: Permanent

About the Role:

The role will be focused on the Environmental Liability Binders to build and maintain relationships with brokers and customers across the market segment. Predominantly focused on US, Canada and Australasia, but we are open to diversification into new regions

About the Department & Team:

Liberty Specialty Markets has an established binder portfolio with experienced underwriting teams across many products. We have a wealth of experience in writing and supporting coverholders, both through Lloyd’s or company capacity. We pride ourselves on providing first class service levels, delivering market leading products and solutions, and responding to claims in a timely fashion

The Environmental Liability book is specifically designed to insure pollution and we work with experienced coverholders to deliver these products

Key Responsibilities:

Strategy and Planning

• Contribute to the development of the annual business plan for the Underwriting division by making appropriate decisions
• Contribute and participate in all meetings to share and develop strategy, knowledge and best practice
• Contribute new ideas and concepts to support the development and delivery of the business plan

Delivery

• Establish and strengthen and develop relationships with customers, brokers, business partners, reinsurers and colleagues to maximise influence and achieve business objectives
• Demonstrate understanding and awareness of market dynamics and market cycles to drive and enhance business performance
• Maintain expertise and team knowledge through appropriate development opportunities
• Underwrite insurance risks in accordance with the business plan and personal authority to meet business objectives, including (1) Negotiating rates, terms and conditions for existing and new business. (2) Compliance with the production and issue of documentation in accordance with contract certainty requirements
• Participate in the review and analysis of the portfolio, to identify progress towards business objectives

Policy, Process and Procedures

• Compliance with all applicable internal and external laws, regulations, policies, procedures and guidance.
• Adhere to underwriting standards, instructions and best practice methodology in order to minimise risk.
• Apply any reinsurance requirements in accordance with business plan
• Adherence to all relevant regulatory requirements forms part of your role, and the demonstration of behaviours as set out in the Conduct Risk Policy, as they relate to your role, is core to LSM's commitment to our Liberty Values, placing customers at the centre of our business and behaving with integrity.LSM expects you to understand your responsibilities relating to all regulatory and internal requirements, and to proactively demonstrate compliance with these requirements and behaviours at all times. These requirements include the Senior Managers and Certification Regime Conduct Rules Solvency II, fair treatment of customers, Financial Crime, Data Protection, Conflicts of Interest, and Whistleblowing
• Adherence to all relevant regulatory requirements forms part of your role, and the demonstration of behaviours as set out in the Conduct Risk Policy, as they relate to your role, is core to LSM's commitment to our Liberty Values, placing customers at the centre of our business and behaving with integrity.LSM expects you to understand your responsibilities relating to all regulatory and internal requirements, and to proactively demonstrate compliance with these requirements and behaviours at all times. These requirements include the Senior Managers and Certification Regime Conduct Rules, Solvency II, fair treatment of customers, Financial Crime, Data Protection, Conflicts of Interest, and Whistleblowing

Skills and Experience:

• Environmental Liability knowledge, such as product types, risk assessment and underwriting rating/pricing. Property/Casualty liability knowledge will also be considered
• ACII/ working towards ACII
• Ability to analyse and use data for decision making. Ability to work effectively with our DAP Analytics team
• Understanding of relevant software including Excel
• Use of risk profiling and pricing tools and loss models
• Significant experience gained within the insurance industry

About Liberty Specialty Markets (LSM):

Liberty Specialty Markets is part of Global Risk Solutions and the broader Liberty Mutual Insurance Group, which is a leading global insurer. We offer a breadth of world-class insurance and reinsurance services to brokers and insureds in all major markets.

Our people are key to our success. That is why "Put People First" is one of the five Liberty values which unite us as a global organisation. We bring this to life for our colleagues through:

• Offering a vibrant and inclusive environment and committing to their career development
• Promoting diversity, equity and inclusion (DEI). OurInclusion Matters frameworkand employee-led networks strengthen the diversity of our workforce and our inclusive environment
• Reinforcing that collaborating together to share our unique perspectives help us make better decisions, deliver innovative solutions and pursue our ambitious goals
• A supportive culture, which includes promoting a healthy work-life balance and working flexibly

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