Deputy Regulatory Compliance & Money Laundering Reporting Officer (MLRO)

Uphold Inc.; City of London; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

A financial technology company in the UK is seeking an experienced Deputy Regulatory Compliance & Money Laundering Reporting Officer. In this role, you will support the MLRO in ensuring compliance with regulations while managing complex investigations and strategic projects. Ideal candidates will have at least 6–8 years of experience in financial crime and compliance, along with strong project management skills. The role offers competitive compensation and a flexible work environment.

Benefits

Stock options

Performance bonuses

Generous PTO

Healthcare benefits

Home office stipend

Development opportunities

Qualifications

• Minimum 6–8 years of experience in financial crime, crypto, compliance, or financial regulation.
• Leadership experience, preferably at least 3 years.
• Experience in financial crime prevention including AML/CTF.
• Excellent verbal and written communication skills.

Responsibilities

• Support the MLRO with Money Laundering regulations.
• Lead regulatory initiatives for compliance obligations.
• Prepare board and MLRO reports and governance papers.
• Provide knowledge on regulatory obligations and compliance risks.
• Oversee customer onboarding and account monitoring.
• Maintain and improve compliance policies and procedures.

Skills

Compliance management

Leadership

Financial crime prevention

Project management

Stakeholder engagement

Communication skills

Job description

Deputy Regulatory Compliance & Money Laundering Reporting Officer (MLRO)

Uphold is seeking an experienced compliance professional to join our European Compliance team as the Deputy MLRO (Deputy Regulatory Compliance & Money Laundering Reporting Officer). This is an exciting opportunity to help build and enhance Uphold's regulatory compliance program, supporting the local UK MLRO as well as the global CCO and wider teams.

Overview

Uphold is a financial technology company offering on-chain payments, banking, and investments. We operate across Consumer Services, Business Services, and Institutional Trading, serving millions of customers in more than 140 countries.

Primary Responsibilities

• Act as a deputy to the MLRO: support the MLRO to deliver responsibilities under Money Laundering regulations, including complex case investigations, strategic projects, and cross-departmental coordination. Crypto experience is essential.
• Project management: lead regulatory initiatives to ensure compliance with obligations, specifically Financial Promotions and Travel Rule.
• Support long-term strategy planning and governance: maintain and improve policies and procedures, including reporting suspicious activity, filing reports, and returning funds to customers.
• Brief senior management: prepare board and MLRO reports, write governance papers, and maintain monthly management information to improve the control framework and risk responses.
• Strategic insight: provide knowledge and judgement on regulatory obligations, audits, regulatory engagement, compliance risks, and business development.
• Ensure team success: oversee front-line staff involved in customer onboarding and ongoing account monitoring of crypto and fiat activity.

Required Qualifications

• Minimum 6–8 years of experience in financial crime, crypto, compliance, or financial regulation.
• Leadership experience, preferably at least 3 years.
• Experience in financial crime prevention (AML/CTF, sanctions, fraud, investigations, transaction monitoring) and liaison with law enforcement.
• Project management experience, ideally in the compliance space.
• Experience writing policy papers and reports, managing committees, and supporting senior leaders’ work.
• Credible stakeholder and regulator engagement skills, especially with national authorities (e.g., NCA) or equivalent agencies.
• Ability to manage multiple tasks simultaneously under tight deadlines.
• Independent work style with high level of responsibility.
• Excellent verbal and written communication skills.
• Experience designing/documenting policies, procedures, and presentations.
• Fluent written and spoken English.

Bonus If You Have

• Previous experience at a fintech, neobank, or registered crypto asset firm.
• Professional qualifications such as ACAMS, ICA, etc.
• Fluency in cryptocurrencies or other digital assets as they are core to our business.

What We Offer

• Innovation and Impact: contribute to pioneering projects in a dynamic environment.
• Competitive compensation: stock options, performance bonuses, and comprehensive benefits.
• Strong company culture: integrity, teamwork, accountability, and excellence.
• Global collaboration: regular updates, strategy sessions, and networking across the group.
• Development opportunities: access to training and mentorship programs.
• Flexibility: options to work from home or other locations and flexible hours.
• Inclusive environment: value diverse perspectives.

Benefits

• Annual bonus program based on individual, team, and company performance.
• Home office stipend for a productive setup.
• Generous PTO, healthcare, and employee assistance programs.
• Engaging events and celebrations.
• Well-stocked office kitchen with a foodie culture.

Join us to grow, innovate, and contribute meaningfully. Be part of our talented team. If this role isn’t the perfect fit, visit our careers page for other opportunities.

EEOC Employer — We’re proud to be an Equal Opportunity Employer and celebrate our employees' differences, including race, color, religion, gender identity, national origin, age, veteran status, disability, and other protected classes. Difference makes us stronger and better — together.