Technical Underwriting Specialist (Policy Wordings)

Ansvar; Brighton; Hybrid; GBP 40,000 - 60,000; Full time

Job summary

A leading insurance firm in Brighton seeks a Technical Underwriting Specialist to shape product policies and drive innovation. You will draft policy wordings, enhance underwriting practices, and collaborate with various teams to ensure compliance and clarity. Ideal candidates will have policy drafting experience, knowledge of insurance frameworks, and a strong attention to detail. Join a collaborative culture with excellent career growth. Flexible working options are offered, along with comprehensive benefits and a strong commitment to social impact.

Benefits

Competitive salary

Hybrid working

Generous annual bonus scheme

25 days annual leave plus bank holidays

Health and wellbeing benefits

Full study support

Qualifications

• Experience of drafting policy wordings.
• Detailed knowledge of general insurance principles.
• Solid understanding of the regulatory framework.

Responsibilities

• Drafting and reviewing policy wordings and clauses.
• Developing and reviewing products.
• Researching market products and propositions.

Skills

Policy drafting experience

Attention to detail

Analytical approach

Education

Cert CII

Dip CII (preferred)

Job description

Working hours: 35 hours per week, Monday to Friday

Duration: Permanent

Location: Brighton

Job Ref: 204405

About The Role

Ansvar, who are proudly part of Benefact Group, are looking for a Technical Underwriting Specialist (Policy Wordings) to join our dynamic team. In this pivotal role, you’ll shape the future of our products by drafting and refining policy wordings and clauses that set us apart in the market.

You’ll play a key part in delivering our growth strategy, developing innovative products, enhancing underwriting platforms, implementing rating changes, and ensuring our documentation is clear, compliant, and competitive.

Our portfolio is as diverse as the communities we serve - charities, property owners, businesses, office and retail, faith groups, social enterprises, and not-for-profit organisations. This is your chance to make a meaningful impact across sectors that truly matter.

If you’re passionate about underwriting and have a proven track record in policy drafting, we want you on our team. Help us create niche‑leading propositions and tools that drive success.

Why join us

Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future.

Ranked amongst the UK's 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group — where all profits go to charity and good causes.

What You'll Be Doing

• Drafting and reviewing policy wordings, summaries of cover, application forms and clauses ensuring they comply with legal, reinsurance and regulatory parameters
• Developing and reviewing products as required by the business including wordings, product development and governance.
• Working with Group Underwriting and third party suppliers to agree and sign‑off new policy wordings and other policy documentation.
• Reviewing and developing free‑format clauses drafted within the business
• Researching wider market products and propositions, to assist with product development, feeding into Product Oversight and Governance as required
• Researching issues connected with policy wording development and escalating wordings issues to the wider business
• Acting as a specialist referral point and coach around policy wordings and reinsurance, supporting the business unit in ensuring that standards are met and technical expertise cascaded, meeting defined levels of service (SLAs)
• Understanding and operating within regulatory framework including ELTO, product oversight and governance, audit and DA management and identifying and escalating any risks to the business
• Working in partnership with Underwriting Operations to enable underwriting of quality business within appetite
• Working with Distribution to review options to improve our proposition
• Undertaking Underwriting Development projects

What you'll need to have

• Experience of drafting policy wordings
• Cert CII. Dip CII preferred, or working towards
• Detailed knowledge of general insurance principles
• Solid understanding of the regulatory framework
• Experience identifying and escalating risk.
• An analytical approach with high levels of attention to detail.
• Clear and concise written communication with experience of submitting balanced and well considered recommendations.

What we offer

• A competitive salary - let's discuss it
• Hybrid working
• Group Personal Pension - up to 12% employer contribution
• Generous annual bonus scheme between 6% and 24%
• 25 days annual leave plus bank holidays, and a holiday buy and sell scheme
• An array of health and wellbeing benefits, including private healthcare, income protection and life assurance
• £200 annual personal grant to a charity of your choice
• Encouraged to take at least one volunteering day per year
• Employee Assistance Programme
• Full study support to gain professional qualifications
• Access to virtual GP
• Enhanced maternity and paternity pay

Hear from the hiring manager

"This is an exciting time to join us. We’re a tight‑knit, collaborative team that combines focus with fun, and we’re passionate about delivering products that make a real difference. You’ll have the freedom to bring your ideas to life while working in an environment that values creativity, accountability, and hitting key milestones. If you want to help shape strategy and see the impact of your work every day, this is the role for you."

About Us

Ansvar specialise in insurance to the third sector. We cover thousands of risks in the UK, and unlike other insurers, our products are specifically designed for the niches we insure.

Driven by our values of empathy, professionalism and trust, we hold a genuine desire to positively impact the communities we help protect.

Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade*, having given away £250 million since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size.

We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135‑year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.

At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.

If you need any additional support during the recruitment process, then please let us know.

• Directory of Social Change’s UK Guides to Company Giving 2017-26