Senior Real Estate Underwriter

Zurich Insurance Company Ltd; Birmingham; Hybrid; GBP 100,000 - 125,000; Part time

Job summary

A global insurance firm is seeking a Senior Real Estate Underwriter in Birmingham. This role involves underwriting complex property risks and securing new business opportunities. Candidates should possess strong analytical and communication skills along with proven underwriting experience, ideally in real estate. The company offers hybrid working arrangements and various employee benefits.

Benefits

25 days holiday plus bank holidays

12% non-contributory pension scheme

Annual company bonus

Access to private medical insurance

Discounted gym membership

Qualifications

• Proven underwriting experience in insurance, ideally with real estate or retail portfolios.
• Strong analytical and technical abilities, with confidence in interpreting complex financial data.
• Excellent communication and stakeholder management skills.

Responsibilities

• Identify and secure new business opportunities within the real estate sector.
• Build strong relationships with brokers, clients, and partners.
• Deliver expert underwriting solutions tailored to client needs.
• Monitor market trends and regulatory developments.

Skills

Underwriting experience

Analytical skills

Communication skills

Stakeholder management

Commercial mindset

Job description

Working hours: This role is available on a part‑time, job‑share or full‑time basis.

Location: Birmingham, Hybrid

Closing date for applications: 18th December 2025

Are you a technically skilled underwriter with a passion for growing business? Do you have a strong background in insurance and experience in real estate or commercial property? If you’re ready to drive new opportunities and deepen market engagement, this is your chance to play a key role in a high‑performing, strategic team.

About the role

We’re looking for a Senior Real Estate Underwriter to accelerate the growth of our mid‑market retail real estate portfolio. You’ll use your expertise to underwrite complex property risks and, most importantly, help us win new business and strengthen our presence in the market.

Many of our employees work flexibly in a variety of different ways, including part‑time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full‑time. Please talk to us at interview about the flexibility you may need.

How you’ll make a difference

• Proactively identify and secure new business opportunities within the real estate sector.
• Build strong relationships with brokers, clients, and partners to expand Zurich’s reach and reputation.
• Deliver expert underwriting solutions tailored to client needs, ensuring both growth and profitability.
• Keep ahead of market trends and regulatory developments, using your insights to shape our go‑to‑market strategy.
• You will play a key role in supporting the wider regional team by fostering growth through coaching and development, encouraging collaboration, and driving commercial success.

What we’re looking for

• Proven underwriting experience in insurance, ideally with real estate or retail portfolios.
• Strong analytical and technical abilities, with confidence in interpreting complex financial data.
• Excellent communication and stakeholder management skills, with a flair for building lasting connections.
• A proactive, commercially minded approach, always focused on growth and finding new opportunities.

What will you get in return?

Everyone’s different. That’s why at Zurich, we offer a wide range of employee benefits so our people can choose what fits them and their life. Our benefits provide real flexibility so our people can make considered choices and tailor their benefits throughout the year.

Financials

• 12% defined non‑contributory pension scheme.
• Annual company bonus.
• Income protection.
• Life cover – four times your salary.

Time away

• 25 days holiday a year plus bank holidays.
• You can also request to swap UK bank holidays for days off that have cultural or religious significance to you.
• The option to buy up to an additional 20 days or sell some of your holiday.
• Three days paid volunteering.
• Up to 16 weeks’ full pay for maternity, paternity and adoption leave.

Your health is important to us

• Access to private medical insurance.
• Virtual GP appointments.
• Discounted gym membership.
• Free flu jab.
• Access to a wealth of support from our wellbeing partners.

We’re making a difference

• Creating a brighter, more sustainable future underpins all that we do here in Zurich. We were the first insurer to sign the ‘UN Business Ambition for 1.5˚C’ pledge.
• Our charitable arm, Zurich Community Trust, has awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

Who we are

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. Together we’re creating a brighter future for our customers, our people, and our planet.

With over 55,000 employees in more than 170 countries, you’ll feel the support of being part of a strong and stable company who are a long‑standing player in the insurance industry. We’ve made a promise to each other and every employee; to focus on sustainable impact, to care about each other’s wellbeing, to use our diverse expertise to be curious and optimistic and to develop the skills needed for our future.

If you're interested in working in a dynamic and challenging environment for a company that recognises and rewards your creativity, initiatives, and contributions - then Zurich could be just the place for you. Be part of something great.

Our culture

At Zurich, our sense of community is strong and we’re particularly passionate about diversity and inclusion. We want our people to bring the whole of themselves to work and ensure everybody is made to feel welcome, regardless of background, beliefs, or culture. We want our employees to reflect the diversity of our customers, and so we are committed to treating all of our applicants fairly and with respect.

We’ve an environment that places a real importance on our people’s wellbeing from a physical, mental, social, and financial perspective. We work with our wellbeing partners and industry experts to provide the best advice and access to a wealth of lifestyle support. We’re also committed to continuous improvement, and we offer access to a comprehensive range of training and development opportunities.

We’re passionate about supporting employees to help others by getting involved in volunteering, charitable and community activity. Our charitable arm, Zurich Community Trust, is one of the longest‑established corporate trusts in the UK. In that time, we’ve awarded grants and volunteered time to deserving causes in the UK valued at over £90 million.

So make a difference. Be challenged. Be inspired. Be supported, Love what you do. Work for us.

Be ready to be part of a team that values you, gives you room to grow and makes an impact.