Retail Credit Underwriter — Flexible Hours & Growth

V12 Retail Finance Limited; Cardiff; Hybrid; GBP 30,000 - 45,000; Full time

Job summary

A leading financial services company in Cardiff is seeking an experienced Underwriter to assess retail credit applications. Candidates should have a background in underwriting or consumer lending, with strong decision-making capabilities. This role offers competitive salary, flexible working arrangements, and a range of benefits, including life assurance and annual leave. Join a team that values your contribution and supports your career development.

Benefits

Life assurance

Matched pension contributions

25 days annual leave plus bank holidays

Flexible benefits from Cycle2Work to private healthcare

Free fruit and hot drinks

Paid volunteering days

Free parking

Qualifications

• Experience in consumer lending.
• Strong understanding of credit reference checks.
• Ability to make informed lending decisions.

Responsibilities

• Assess retail credit applications and make lending decisions.
• Identify potential fraudulent applications.
• Liaise with other departments to investigate.

Skills

Underwriting background

Understanding of lending application processes

Ability to work under pressure

Job description

A leading financial services company in Cardiff is seeking an experienced Underwriter to assess retail credit applications. Candidates should have a background in underwriting or consumer lending, with strong decision-making capabilities. This role offers competitive salary, flexible working arrangements, and a range of benefits, including life assurance and annual leave. Join a team that values your contribution and supports your career development.