Home Pricing Analyst

Direct Line Group; Bristol; Hybrid; GBP 30,000 - 40,000; Full time

Job summary

A leading UK insurance company is seeking a Pricing Analyst to join their Home Risk Modelling Team in Bristol. In this role, you will develop statistical models to predict future claims and collaborate with various teams to ensure competitive pricing. Strong analytical skills and a degree in a numerate subject are essential, while experience with SQL and Python is beneficial. The company offers a hybrid working model, a competitive benefits package, and a commitment to inclusivity within the workforce.

Benefits

22 days holiday plus additional days

9% salary towards pension

Income protection for 5 years

Free Green Flag breakdown cover

Flexible benefits scheme

Qualifications

• Degree in a numerate subject required.
• Strong analytical skills with the ability to interpret complex data.
• Proactive mindset to take ownership and make decisions.
• Experience with SQL and Python ideal but not essential.
• Graduate level intakes will be considered.

Responsibilities

• Make statistical models to predict future claims.
• Use data science techniques to extract value from extensive data.
• Maintain regulatory compliance with FCA requirements.
• Collaborate across teams to drive pricing excellence.
• Contribute to continuous improvement in pricing strategies.

Skills

Strong analytical skills

Proactive mindset

Excellent communication skills

Experience in SQL

Experience in Python

Ability to interpret complex data

Education

Degree in a numerate subject

Tools

Microsoft Office

RADAR

Job description

DLG is evolving. Across every facet of our business, our teams are embracing new opportunities and putting customers at the heart of everything they do. By joining them, you’ll have the opportunity to not just be recognised for your skills but encouraged to build upon them and empowered to do your absolute best.

Pricing and Underwriting is a complicated world, where historical data, geospatial information, and mathematical models meet talented analysts. Predicting our future risk costs requires multiple data science techniques and innovative problem solving. That’s why our Pricers and Underwriters are the best of the best. They reduce risk and predict future events ensuring our business can continue to grow whilst each and one of our consumers gets the best price.

Come and be part of our Home Risk Modelling Team as a Pricing Analyst, helping shape great outcomes for our Home insurance customers.

What you’ll be doing

• Make Statistical Models to predict what claims to expect in the future
• Use Data Science Techniques to extract the most possible value from our extensive data
• Maintain regulatory compliance, upholding governance standards and ensuring all activity meets FCA requirements.
• Collaborate across teams, sharing insights and supporting initiatives that drive pricing excellence.
• Contribute to continuous improvement, using data-driven analysis to influence pricing strategies and customer outcomes.

At Direct Line, we’re committed to delivering fair, competitive pricing and outstanding customer experiences. By joining our Risk Modelling team, you’ll play a vital role in shaping the future of Home insurance pricing – and your own career, and the chance to make a real impact on products that matter to millions of customers.

Our hybrid model offers a “best of both worlds” approach. When you’ll be in the office depends on your role and team, but colleagues spend at least 50% of their working hours in the office.

What you’ll need

• Degree in numerate subject
• Strong analytical skills with the ability to interpret complex data and deliver actionable insights.
• A proactive mindset with the confidence to take ownership and make decisions
• A passion for learning and developing new skills in a fast‑paced, agile environment.
• Experience of using SQL, RADAR and PYTHON ideal but not essential
• Relevant insurance pricing experience ideal but not essential
• Proficient user of Microsoft Office
• Excellent communication skills to work effectively with stakeholders across the business.
• Graduate level intakes will be considered

We want everyone to get the most out of their time at DLG. Which is why we’ve looked beyond the financial rewards and created an offer that takes your whole life into account. Supporting our people to work at their best – whatever that looks like — and offering real choice, flexibility, and a greater work‑life balance that means our people have time to focus on the things that matter most to them. Our benefits are about more than just the money you earn. They’re about recognising who you are and the life you live.

Benefits

The Basics

• 22 days holiday rising to 30 days depending on your role. Plus the chance to buy and sell up to 5 days
• Company contributions of 9% of your salary towards your pension
• Income protection on 50% of your salary for 5 years
• Life assurance cover at four times your salary

Discounts

• Free Green Flag breakdown cover
• 50% off Direct Line Group products in Motor, Home and Pet insurance when you’re named on the policy
• Discounts and cashback savings across hundreds of other well‑known brands

Flexibility

• Flexible benefits scheme: adjust your income protection, life assurance, and benefits package through our flexible benefits scheme
• Salary sacrifice scheme for fully electric and plug‑in hybrid cars, and for private dental and medical cover
• Enhanced maternity, paternity, shared parental, and emergency dependant leave

Wellbeing

• Employee Assistance Programme (EAP), offering information on financial and mental wellbeing as well as emergency support and advice
• Trained mental health first aiders (MHFA) for support whenever you need it
• Volunteering opportunities through our partnership with Neighbourly
• Up to £50 a month to match any contributions you make to your local community

Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers.

We know you're more than a CV, and the things that make you, you, are what bring potential to our business. We recognise and embrace people that work in different ways so if you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.

Our teams work together to build and refine predictive models, implement cutting‑edge rating solutions, and enhance fraud detection. Whether developing advanced algorithms or ensuring regulatory compliance, we work collaboratively to tackle complex challenges. Each decision we make directly impacts our customers, so we take great care to ensure they receive fair and accurate pricing for their level of risk.