Financial Crime Manager

Enfuce Financial Services Ltd; City of London; On-site; GBP 55,000 - 75,000; Full time

Job summary

A financial services firm in London is seeking a professional to support financial crime compliance efforts. In this role, you will maintain policies, conduct risk assessments, and ensure regulatory adherence. The ideal candidate should possess strong analytical and communication skills along with knowledge of UK electronic money regulations. This position offers competitive salaries, flexible remote work options, and opportunities for professional development.

Benefits

Competitive salaries with regular reassessment

Employee stock option program

Flexible paid time off

Team activity budget

Year-long learning budget

Qualifications

• Understanding of payment services and e‑money sector.
• Strong understanding of UK/EU law on money laundering and sanctions.
• Ability to assess complex regulatory issues.

Responsibilities

• Maintain financial crime policies and training for teams.
• Perform the financial crime Business-Wide Risk Assessment.
• Review second-line oversight of sanctions alerts and investigations.
• Support the MLRO with investigations and reporting.

Skills

Understanding of payment services

Knowledge of UK electronic money regulations

Strong analytical skills

Excellent communication skills

Proactive problem-solving

Job description

About The Role

The purpose of this role is to support Enfuce in maintaining a robust second line of defence financial crime function that can provide advice, challenge, and oversight to the business. Through effective execution you will help Enfuce identify financial crime risk and ensure a commensurate control environment is in place to protect the company and its customers.

What You’ll Be Doing

• Maintain Enfuce’s financial crime policies.
• Ensure relevant teams receive adequate training on fraud and financial crime.
• Take responsibility for performing the financial crime Business‑Wide Risk Assessment, working with first‑line business units to address control deficiencies.
• Maintain a risk‑based compliance monitoring plan and conduct detailed, insightful monitoring reviews.
• Work with the MLRO to articulate Enfuce’s financial crime risk appetite statements and ensure the quality of data reported by both first‑ and second‑line teams.
• Support first‑line business units to understand product‑level risk at onboarding, scoping or product development.
• Provide independent challenge of new or revised customer due diligence (CDD), transaction monitoring and sanctions systems.
• Maintain and test the effectiveness of the Financial Crime Framework.
• Ensure appropriate controls manage bribery and corruption risk, e.g., maintaining a gift and entertainment register.
• Support the maintenance of a PEP register and review escalated PEP cases, ensuring correct risk classification, due diligence and periodic review.
• Review and provide second‑line oversight of sanctions alerts and investigations, ensuring proper screening, alert disposition and documentation.
• Keep up to date with regulatory changes and work with first‑line units to ensure compliance.
• Maintain a suspicious activity reporting log and support the MLRO in investigations and reporting to law enforcement.
• Maintain an appropriate country risk assessment.
• Coordinate responses to external authority requests (production orders, law‑enforcement requests).
  
• Support the MLRO in producing the annual financial crime board report.
• Provide risk and compliance support to Enfuce’s other group entities on an intra‑group basis.
• Support all other reasonable tasks at the discretion of Enfuce.

What You’ll Bring

• Understanding of payment services and e‑money sector, card schemes, card issuing and the BIN sponsorship operating model.
• Knowledge of UK electronic money and payment services regulation, including FCA requirements.
• Strong understanding of UK/EU law on money laundering, terrorist financing and sanctions.
• Strong analytical skills to assess complex regulatory and risk‑related issues.
• Excellent communication and interpersonal skills, with the ability to collaborate, provide constructive feedback and work with diverse stakeholders.
• High attention to detail.
• Ability to understand broader business context and identify interconnections between moving parts.
• Proactive problem‑solving, escalating issues in a timely manner.
• Personal pride in delivering high‑quality deliverables.

Why You’ll Love Working At Enfuce

• High autonomy and ownership: freedom to own work and make informed decisions.
• Top‑tier talent: work with industry experts and highly skilled professionals.
• Unlimited growth potential: ample room for personal and professional development.
• Flexible, remote work: up to 30 days remote, improving work‑life balance.
• A supportive culture that encourages, motivates and celebrates success together.

Benefits & Perks

• Competitive salaries with regular reassessment.
• Employee stock option program.
• Flexible paid time off: up to 5 weeks annual vacation and paid family leave.
• Hybrid or remote work options to promote work‑life balance.
• Team activity budget for three quarters a year plus a company‑wide event in the fourth quarter.
• Year‑long learning budget for courses and relevant skill development.