Junior Credit Analyst - Fast-Track SME Lending

Methodfi; Greater London; Hybrid; GBP 30,000 - GBP 40,000; Full time

Job summary

A financial services company in Greater London is looking for a Graduate Credit Analyst to assess lending risks for SMEs. The successful candidate will analyze financial statements, conduct due diligence, and make lending decisions. This hybrid role offers a supportive environment with opportunities for growth and professional development. Applicants should possess a UK bachelor’s or master’s degree, excellent communication skills, and an analytical mindset.

Benefits

Medical insurance

25 days’ holiday plus birthday off

Paid volunteering day

Cycle-to-work scheme

Electric car scheme

Qualifications

• Graduating in 2026 with a UK bachelor's or master's degree.
• Understanding of risk and revenue drivers for SMEs.
• Ability to evaluate business performance through financial statements.

Responsibilities

• Review credit data and financial statements to assess lending risk.
• Conduct due diligence for credit affordability.
• Make and communicate lending decisions.

Skills

Analytical mindset

Excellent communication skills

Understanding of business operations

Ability to interpret financial statements

Motivated attitude

Education

UK bachelor's or master's degree

Job description

A financial services company in Greater London is looking for a Graduate Credit Analyst to assess lending risks for SMEs. The successful candidate will analyze financial statements, conduct due diligence, and make lending decisions. This hybrid role offers a supportive environment with opportunities for growth and professional development. Applicants should possess a UK bachelor’s or master’s degree, excellent communication skills, and an analytical mindset.