Junior Credit Analyst - Fast-Track SME Lending

Methodfi; Greater London; Hybrid; GBP 30,000 - GBP 40,000; Full time

Job summary

A financial services company in the UK is seeking a Graduate Credit Analyst to join their expanding team. The role involves assessing credit risk for SMEs by analyzing financial statements and conducting thorough due diligence. The ideal candidate will be graduating in 2026, possess strong analytical and communication skills, and have a good understanding of business operations. This hybrid role allows for three days in the office. The company offers a comprehensive range of benefits including medical insurance and a generous holiday scheme.

Benefits

Medical insurance from Vitality

25 days holiday plus extra for birthday

Company retreats

Learning and development budget

Cycle-to-work scheme

Qualifications

• Graduating in 2026 with a UK bachelor's or master's degree.
• Understanding of business risk and revenue drivers.
• Ability to interpret financial statements.

Responsibilities

• Review credit data and financial statements to assess risk.
• Conduct due diligence to ensure affordability of credit.
• Make lending decisions based on risk assessment.

Skills

Analytical mindset

Excellent communication skills

Understanding of business operations

Ability to interpret financial statements

Motivated and enthusiastic attitude

Education

UK bachelor's or master's degree graduating in 2026

Job description

A financial services company in the UK is seeking a Graduate Credit Analyst to join their expanding team. The role involves assessing credit risk for SMEs by analyzing financial statements and conducting thorough due diligence. The ideal candidate will be graduating in 2026, possess strong analytical and communication skills, and have a good understanding of business operations. This hybrid role allows for three days in the office. The company offers a comprehensive range of benefits including medical insurance and a generous holiday scheme.