Senior Underwriter Property & Casualty

MS Amlin; Greater London; On-site; GBP 70,000 - GBP 90,000; Full time

Job summary

A leading insurance company in Greater London is looking for a Senior Underwriter for their Property & Casualty team. This role involves making sound underwriting decisions, developing policy wordings, and ensuring compliance with risk management policies. The ideal candidate will have significant underwriting expertise, strong analytical skills, and experience in client relationship management. The company offers a competitive salary and a supportive work environment focused on learning and team development.

Benefits

Competitive salary

Wellbeing support

Flexible working

Study support

Qualifications

• Good knowledge and experience of underwriting within the relevant market.
• Ability to effectively influence and negotiate.
• Experience with data augmentation in underwriting processes.

Responsibilities

• Act as a referral point for the underwriting team.
• Maintain effective relationships with clients and brokers.
• Conduct market reviews for policy wordings.

Skills

Underwriting expertise

Strong analytical skills

Effective communication

Data interrogation capabilities

Problem-solving

Education

ACII accreditation (preferable)

Tools

Microsoft Excel

Job description

Senior Underwriter Property & Casualty page is loaded## Senior Underwriter Property & Casualtylocations: Londontime type: Full timeposted on: Posted 3 Days Agotime left to apply: End Date: September 16, 2026 (30+ days left to apply)job requisition id: RQ13016This role will be reporting to the Portfolio Underwriter Manager for Property & Liability, you are a key member of the underwriting team, the individual will have a level of authority to make sound underwriting decisions, develop policy wordings, develop etrade products (reviewing conversion, referral and decline rates), data analytics reviewing performance and growth areas and contribute thinking and output to operational delivery of the strategy.The individual will take responsibility for maintaining and building new business to profitably grow MSIG EU and minimise loss exposure, liase with claims on cases requiring underwriting input, create and maintain endorsements, monitoring performance, assisting members of the team with referrals outside their authority. The products the underwriter will be responsible for are commercial combined property owners and shop package, plus assisting the wider team with underwriting management assistance and digital delegated authorities.**About The Job****What you’ll spend your time doing:** Here’s a snapshot of some of the key parts of the job:**Underwriting*** Act as a referral point for the team and develop the teams skills where required* Work with the claims teams as a technical referral point* Responding to online underwriting referrals accordance with our appetite and guidelines – making sound, profitable long term decisions on risks that are written.* Maintain and build effective relationships with existing and new clients through regular contact, demonstrating a clear understanding of their business and how we add value.* Maintain strong, effective relationships with existing brokers, where appropriate seeking out new opportunities with existing and new brokers.* Undertake analysis of new business referral, quote and conversion rates to identify business opportunities, ensuring a robust business case.* Effectively represent self and class in external activities, groups and committees.* Work with Broker Development Managers to seek new broker opportunities including schemes, facilities either developing the teams online platforms or creating and managing digital delegated authorities**Compliance and Risk Management*** Conduct role in accordance with the Company’s Business Ethics policy and all regulated entities as appropriate.* Manage the location/market so that is complies with relevant risk, regulatory and legal requirements and so that it complies with wider policies.**Management Information*** Play an active role in the regular underwriting meetings•* Review underwriting figures on a regular basis in order that unusual trends and / or adverse movements may be dealt with by appropriate action* Produce a monthly report to show New Business & Renewal income, Conversion & Quotability % and summary including any product improvement suggestions or performance remedial actions.* Act as a peer reviewer on all risks and material endorsement underwritten as necessary* Remain alert to developments affecting the business of the class, the potential profitability of the class and opportunities for the class, and to report on such matters, as appropriate, to leadership**Policy Wordings*** Conduct market reviews to develop policy wordings along with updates following regularity or company changes* Work with broker partners to bespoke wordings around their business needs to grow accounts**Underwriting Management*** Assist the Head of Property & Liability with Governance, Underwriting and performance* Manage key broker relationships target growth within business plans and performance* Provide assistance to Actuaries feeding in data and reviewing reports**You’re going to enjoy this job if you also…*** Property & Casualty for SME to mid market GI business* Keen learner – working towards completion of ACII accreditations preferable* Demonstrate understanding of MI and how this has a direct relationship to Etrade underwriting* High attention to detail and accuracy* Are a strong problem solver* Advanced on using Microsoft Excel* Delegated Authority Management* Team management experience**What you’ll need:**For this particular role there are some important qualifications and experience we need you to have. These include:* Good knowledge and experience relevant underwriting expertise within the specific Location/ Market* Understand the application of Data into the automated underwriting process* Have worked extensively with Data augmentation throughout the underwriting process* Strong analytical and data interrogation capabilities* Ability to effectively influence and negotiate skills* Excellent communication skills* Sound financial and commercial acumen**What you can expect from us:**A competitive salary and benefits package is a given, but you can also expect:* A great team and supportive colleagues* An open mind (especially to new ideas and ways of doing things)* A strong focus on diversity, inclusion and equal opportunities* A programme of wellbeing and mental health support* Employer-supported volunteering (ESV)* Flexible working* Continuous learning* Study supportMS Amlin is part of a global top-10 insurance group, MS&AD. We’re made up of four distinct businesses covering global reinsurance, Lloyds franchise, local specialty insurer, and business services.This role sits within our European team (MS AISE) which specialises in etrade underwriting for Motor and Non-Motor within the UK Market.**Conduct Rules**With the implementation of the SM&CR (Senior Managers & Certification Regime), the Financial Services and Markets Act gave the FCA new powers to write conduct rules and apply them to all employees within a firm. The Conduct Rules set basic standards of good personal conduct. They stipulate that you must:* Act with integrity* Act with due care, skill and diligence* Be open and co-operative with the FCA, PRA and other regulators* Pay due regard to the interests of customers and treat them fairly* Observe proper standards of market conduct