Senior Credit Risk Analyst: Data-Driven Lending

Secure Trust Bank PLC; Manchester; On-site; GBP 35,000 - GBP 50,000; Full time

Job summary

A trusted specialist lender in the UK is seeking a Credit Risk Analyst to lead management information production and design credit risk strategies. The ideal candidate will have experience in credit risk analysis, coding abilities in SAS, Python, or SQL, and a degree in a relevant field. Join a diverse team where unique talents and perspectives are valued, and contribute to impactful projects in consumer lending, driving growth and success for both the bank and its customers.

Qualifications

• Demonstrable years in a Credit Risk Analyst role, ideally within consumer finance.
• Strong coding ability in SAS, Python, or SQL; proficient in Excel.
• Familiarity with Credit Reference Agency data and credit risk strategy.

Responsibilities

• Own the production of management information for consumer lending portfolios.
• Design and monitor credit risk strategies for sustainable growth.
• Analyse portfolio performance and present insights to stakeholders.
• Collaborate across teams for fair outcomes for customers.
• Support Finance in assessing product profitability.

Skills

Credit Risk Analysis

SAS

Python

SQL

Excel

Power BI

Tableau

Education

Degree in business, IT, or mathematical discipline

Job description

A trusted specialist lender in the UK is seeking a Credit Risk Analyst to lead management information production and design credit risk strategies. The ideal candidate will have experience in credit risk analysis, coding abilities in SAS, Python, or SQL, and a degree in a relevant field. Join a diverse team where unique talents and perspectives are valued, and contribute to impactful projects in consumer lending, driving growth and success for both the bank and its customers.