* Analyse payment, finance, and checkout trends, customer behaviour, and regulatory changes to identify opportunities and risks* Benchmark competitor propositions and evaluate internal capabilities to shape best-in-class payment journeys* Use insight and data to continuously optimise payment placement, messaging, and customer experience* Lead D2C end-to-end proposition development from concept through launch and optimisation, including requirements gathering and prioritisation* Build and own robust commercial and financial business cases, partnering closely with finance and analytics teams* Lead commercial negotiations and ongoing management of payment and finance third-party providers* Define and monitor key performance indicators across payment journeys and identify improvement opportunities* Own end-to-end payment experience including customer messaging, legal compliance, and regulatory requirements* Manage payment economics, including transaction fees, chargebacks, fraud, and operational costs* Report on proposition performance and roadmap progress to senior leadership* University degree or equivalent experience* 10+ years in e-commerce, product or payment proposition development within a major brand, marketplace, retailer, financial services, consultancy, or agency* Strong experience in payments, finance propositions, and/or data contracts* Deep understanding of e-commerce economics, conversion drivers, and margin optimisation* Proven senior-level ownership of complex propositions with commercial accountability* Extensive experience leading third-party partnerships and negotiating commercial contracts* Customer-centric mindset with strong payment expertise* Strong analytical capability (qualitative and quantitative) with confidence in business case development* Strategic thinker with the ability to translate vision into executable delivery* Excellent communication, presentation, and influencing skills at senior stakeholder level* Proactive, resilient, and comfortable navigating ambiguity and change* Advanced skills in Microsoft PowerPoint and ExcelWe will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.\* Please visit Samsung membership to see Privacy Policy, which defaults according to your location, at: . You can change Country/Language at the bottom of the page. If you are European Economic Resident, please click :