Credit Risk Oversight Lead

Applied Intuition Inc.; Cardiff; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading financial technology company in the UK seeks a Credit Risk Oversight Manager to oversee credit risk strategies. The ideal candidate will have a strong background in credit risk management within consumer lending, particularly with unsecured products. This role involves analyzing credit risk performance, collaborating on product strategies, and providing insightful feedback for decision-making. The candidate should possess strong analytical skills, experience with SQL and data visualization tools, and excellent communication abilities. Flexible working arrangements available.

Benefits

Flexible working hours

Learning budget of £1,000 per year

Diversity and inclusion support

Qualifications

• Strong background in credit risk management in consumer or small business lending.
• Experience in unsecured, revolving products like credit cards.
• Hands-on experience with scorecards and NPV models.

Responsibilities

• Provide ongoing oversight of credit risk by analyzing performance of lending products.
• Support credit strategy changes and ensure alignment with risk appetite.
• Collaborate to optimize decision-making processes.

Skills

Credit risk management

Analytical skills

Data interrogation

Technical skills in SQL

Communication

Self-starter mindset

Relationship building

Tools

SQL

Data visualization tools (Looker, PowerBI, Tableau)

Job description

A leading financial technology company in the UK seeks a Credit Risk Oversight Manager to oversee credit risk strategies. The ideal candidate will have a strong background in credit risk management within consumer lending, particularly with unsecured products. This role involves analyzing credit risk performance, collaborating on product strategies, and providing insightful feedback for decision-making. The candidate should possess strong analytical skills, experience with SQL and data visualization tools, and excellent communication abilities. Flexible working arrangements available.