Senior Underwriter

Market Financial Solutions Ltd; City of London; On-site; GBP 50,000 - 70,000; Full time

Job summary

A leading finance provider in Central London is seeking a Senior Underwriter to manage complex loan applications and approvals. The role involves thorough analysis of financials and mentoring junior staff in a dynamic environment. This full-time position offers a competitive salary range from £50,000 to £70,000, annual reviews, and various employee benefits, including medical care and training opportunities.

Benefits

Annual salary review

Bonuses and incentives

Enhanced maternity and paternity leave

Employee discounts

Staff training and development

Private medical health care

Life insurance

Additional day off for birthday

Networking and team building events

Qualifications

• Experience in property finance underwriting or a credit-based role.
• Proficient in managing high-volume, complex loans.
• Strong knowledge of risk assessment and loan products.

Responsibilities

• Manage a personal pipeline of complex loans.
• Make high-level lending decisions.
• Conduct thorough analysis and evaluation of loan applications.

Skills

Property finance underwriting

High-volume loan management

Mortgage lending principles

Effective communication

Problem-solving

Adaptability

Job description

Market Financial Solutions (MFS) is a top‑tier, independent bridging finance provider in Central London, renowned for our fast and flexible bridging loans and buy‑to‑let mortgages. With a robust market presence, we cater to commercial borrowers, property investors, and developers with a diverse range of financial solutions including bridging finance, development exit finance, and buy‑to‑let mortgages.

Backed by long‑standing funding lines, we offer loan options ranging from £200k to £50m, ensuring our products continuously support the evolving needs of our borrowers. Our commitment to excellence and client‑focused approach sets us apart in the finance industry.

Role Purpose

We are seeking a Senior Underwriter to play a pivotal part in our underwriting team. This key role involves managing the underwriting process, making high‑level lending decisions, ensuring compliance, and mentoring junior team members. You will analyse complex loan applications, assess financials, credit reports, and property appraisals to ensure compliant lending practices.

Key Responsibilities

• Manage a personal pipeline of high‑volume, complex loans, ensuring timely and accurate underwriting within SLAs.
• Make high‑level lending decisions and approve large or complex loan requests.
• Conduct thorough analysis and evaluation of loan applications, including financial documents, credit histories, and property valuations.
• Collaborate with brokers, borrowers, and other stakeholders to gather necessary information and provide updates.
• Mentor junior team members to support the team’s goals.
• Competently underwrite deals by understanding case studies thoroughly.

Role Requirements

• Experienced in property finance underwriting or a credit‑based role, specifically in bridging or buy‑to‑let.
• Experience managing high‑volume, complex loans.
• Strong knowledge of mortgage lending principles, risk assessment, loan products, market trends, and regulatory requirements.
• Effective communication skills for clear interaction with brokers, borrowers, and stakeholders.
• Strong problem‑solving abilities to identify and resolve issues in loan applications.
• Ability to thrive in a fast‑paced environment, managing multiple tasks and adapting to changing priorities.

Why Work for us?

• Be Part of a Dynamic and Growing Company
• Annual salary review & regular appraisals
• Bonuses and Incentives
• Enhanced Maternity and Paternity Leave Package
• Exclusive Employee Discounts at Leading Retailers (covering groceries, technology, and holidays)
• Ongoing Staff Training and Development Opportunities
• Private Medical Health Care with Vitality
• Life Insurance Coverage
• Additional Day Off to Celebrate Your Birthday
• Engaging Work Networking and Team Building Event

Next Steps

Ready for an exciting career move? Hit ‘apply’ to express your interest, and if your CV aligns with our requirements, expect a call from one of our team soon to discuss this fantastic opportunity further. Please note, this role is a full‑time office based position, based in central London.

Seniority level

• Mid‑Senior level

Employment type

• Full‑time

Job function

• Finance

Job location & salary

City of London, England, United Kingdom • £50,000.00 – £70,000.00