Product Owner

VFX Financial PLC; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading FinTech company in Greater London is looking for a user-centric Product Owner with experience in payments to shape the future of digital products. You will collaborate with various stakeholders to implement intuitive user experiences while managing product initiatives across multi-currency accounts and payments. The ideal candidate has 2–4 years in a similar role and a degree in a quantitative field. This role offers a competitive salary and hybrid working arrangements.

Benefits

Generous Profit Share Plan (PSP)

Equity via Company Share Option Plan (CSOP)

Competitive salary

Flexible learning & development budget

Weekly team events

Qualifications

• 2–4 years of experience in a Product Owner role within payments or fintech.
• Strong numerical and analytical skills enabling data-driven decision-making.
• Exposure to the payments landscape in a regulated environment.

Responsibilities

• Own product initiatives across multi-currency accounts and payments.
• Collaborate with cross-functional teams including marketing and customer success.
• Define user stories and acceptance criteria for development.

Skills

Analytical thinking

Strong communication skills

Agility

Collaboration

Proactivity

Education

Bachelor's degree in Business, Economics, Finance, or Information Systems

Tools

Jira

Notion

Confluence

Job description

About VFX

VFX is a fast-growing FinTech simplifying global trading and cash management for businesses worldwide. We remove complexity so clients can transact globally with confidence. Our tailored, secure, and efficient solutions span FX and international payments, multi-currency accounts, and integrations that make global operations effortless.

With six offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling fast and earning industry recognition along the way — including CNBC UK's Top Fintech Companies for 2025, Wealth & Finance FinTech Awards 2025, and the Business Growth Award from Business Awards UK. Behind it all is a team of ambitious VFXers who think like founders, never stop learning, and go the extra mile to help our clients succeed.

About the Role

We’re looking for a user‑centric Product Owner with experience in payments to join our team and help shape the future of digital products and experiences at VFX. You’ll work closely with Clients, other Product Owners, Engineering, SMEs and wider stakeholders to define and implement intuitive, elegant, and impactful user experiences.

This role is suited for someone analytical who thrives in a fast‑paced environment, is passionate about solving real user problems, and is ready to add real value within the organisation and to our clients.

Key Responsibilities

• Ownership of product initiatives across key areas of the VFX platform — including multi‑currency accounts, payments, transactions, fees, and operational tooling — spanning multiple user groups (direct clients, API partners, front/middle/back office and compliance teams).
• Close collaboration and alignment with the Commercial Leads, Operational Leads and Compliance Leads as the key SME.
• Work closely with current and future banking partners and software vendors.
• Own and prioritize the product backlog to deliver maximum value aligned with business goals.
• Collaborate closely with cross‑functional teams including engineering, design, marketing, and customer success.
• Define clear user stories and acceptance criteria to guide development.
• Act as the voice of the customer, ensuring user needs are central to product decisions.
• Lead sprint planning, reviews, and retrospectives with Agile teams.
• Monitor product performance and user feedback to inform iterative improvements using a data‑driven approach.
• Communicate product vision, roadmap, and progress to stakeholders at all levels.

Key Challenges

• Operating within a highly regulated environment while maintaining speed and innovation.
• Managing competing priorities across stakeholders and domains.
• Translating complex financial concepts into simple, actionable development tasks.
• Driving clarity and momentum in a fast‑paced, evolving fintech landscape.
• Ensuring consistency and scalability across diverse product areas.

Candidate Profile

• Demonstrates grit and resilience in navigating ambiguity and solving tough problems.
• Has a strong bias to action, with a proactive approach to delivery and decision‑making.
• Communicates clearly and confidently across technical and non‑technical audiences.
• Thrives in agile environments and adapts quickly to change.
• Passionate about fintech and building products that make a meaningful impact.
• Highly collaborative, with a strong sense of ownership and accountability.

Preferred Background

• 2–4 years of experience in a Product Owner or similar role, ideally within payments, fintech, financial services, or another regulated environment.
• Bachelor’s degree (2:1 or above) or equivalent experience in a quantitative field (Business, Economics, Finance, Information Systems etc.).
• Exposure to the payments landscape in a regulated environment (e.g. understanding of SWIFT, SEPA, partner banks etc.).
• Proven experience managing agile backlogs and working closely with cross‑functional teams.
• Familiarity with financial products, APIs, and regulatory frameworks (e.g., FCA, PSD2).
• Strong numerical and analytical skills enabling data‑driven decision‑making.
• Must have worked within agile frameworks and used tools like Jira, Notion or Confluence.

Success Measures

• Delivery of high‑quality features that meet business and user needs on time.
• A well‑prioritized and maintained backlog aligned with strategic goals.
• Positive feedback from stakeholders and development teams.
• Measurable improvements in product KPIs (e.g., engagement, conversion, retention).
• Compliance with regulatory standards and minimal delivery risk.

Benefits at VFX

• Generous Profit Share Plan (PSP)
• Equity via the Company Share Option Plan (CSOP)
• Competitive salary
• Hybrid working 3‑days per week at our Aldgate office
• Annual all‑expenses paid company incentive trip abroad
• Flexible learning & development budget
• Weekly events like Monday Supper Club, Thursday Happy Hour & regular socials
• Fresh fruit, breakfast staples & fully stocked drinks fridge in the office

PSP & CSOP Details

At VFX, the biggest benefit is the opportunity to act like an owner. Through our Profit Share Scheme (PSP) and Company Share Option Plan (CSOP), every team member has a chance to own a stake in the business and share in the profits.

To show you what that looks like, in 2024, PSP participants received a share of over $1,000,000 USD in company profits. From those profits, more than 80% of eligible VFXers opted to become shareholders — a reflection of the belief and commitment that drives VFX forward.

If you care about building something meaningful, take pride in your work, and are motivated by impact — you’ll thrive here.

Interview Process

We aim to respond to all applications within three weeks of submission. If you are successful, you will be contacted for an initial screening call, followed by a 1st stage Teams interview with the hiring manager, and ending with an in‑person final stage interview at our London office. Due to the nature of the role, there may be a take‑home task to prepare for the final interview, details of which will be provided.