New Client Onboarding Advisor

Nutmeg Saving and Investment Limited; City of Edinburgh; On-site; GBP 40,000 - GBP 60,000; Full time

Job summary

A leading financial services firm in Edinburgh is seeking a New Client Onboarding Advisor to oversee the client onboarding process while ensuring compliance with AML and KYC regulations. The ideal candidate will possess prior AML/KYC experience and strong analytical and communication skills. This role requires a keen attention to detail and the ability to navigate complex client structures. Fluency in English is essential, and proficiency in other languages is preferable. This position offers a dynamic work environment.

Qualifications

• Experience with AML/KYC regulations and processes.
• Strong written and oral communication skills.
• Logically structured approach to problem-solving.

Responsibilities

• Manage end-to-end client onboarding process.
• Ensure compliance with regulatory standards.
• Act as a subject matter expert on legal documentation.

Skills

Fluency in English

Prior AML/KYC experience

Strong communication skills

Analytical skills

Attention to detail

Risk awareness

Client focus

Education

Relevant degree

Job description

We are offering an exciting opportunity to join a dynamic and growing team in a fast-paced and challenging environment.

The Wealth Management division of JPMorgan Chase & Co. is part of the Asset & Wealth Management business segment. For over 160 years, it has provided customized solutions and client service of the highest quality to address the complex needs of wealthy individuals and their families around the world. With assets under management of $2.4 trillion, it is one of the largest asset and wealth managers globally. The firm is establishing a market-leading function within Operations to help manage the regulatory risks involved in onboarding clients, with particular attention to meeting regulatory AML and KYC requirements.

As a New Client Onboarding Advisor in Asset & Wealth Management, you will be responsible for the end-to-end client onboarding process, including all aspects of client onboarding and fulfillment of Anti-Money Laundering (AML) and Know Your Client (KYC) requirements. Once trained, you will work with a wide range of jurisdictions and entity types, undertake quality reviews of clients’ KYC records, and serve as the point of contact for KYC and reporting issues for designated clients.

Job Responsibilities

• Advise external and internal partners on documentation requirements, and review legal, account opening, and tax documentation to ensure compliance with regulatory and internal policies for account opening and maintenance.
• Document clients on due diligence and related systems, update profiles periodically, and partner with client-facing teams to ensure all client records are compliant with regulatory standards. Ensure high-quality and timely completion of all client-level due diligence requirements at the onset of client relationships.
• Discuss and escalate complex issues with Compliance regarding client types and structures, financial products and services, and other risk-related matters.
• Own the end-to-end onboarding of new clients, assist with drafting and gathering client documents, and make independent recommendations regarding AML risk at the client level prior to final review by the client-facing team.
• Stay current with all regulatory changes and requirements related to client suitability and documentation.
• Analyse and understand complex client structures, explain them to colleagues across the business, and appropriately elevate any risks identified during the documentation review process.
• Partner with client-facing teams to collect required legal documents and associated information to meet all regulatory and internal policies.
• Act as a subject matter expert on required legal documents and processes to onboard clients to the relevant platform, reviewing clients’ constitutional documentation with consideration for relevant tax, regulatory, and corporate law issues, as applicable.

Required Qualifications, Capabilities, and Skills

• Fluency in English.
• Prior AML/KYC experience or a relevant degree.
• Attention to detail and strong written and oral communication skills, with the ability to influence internal and external stakeholders.
• Strong analytical, prioritization, and organizational skills, with a logical, structured approach to planning, problem-solving, and decision-making.
• Strong risk and controls awareness, with the capacity to think laterally and convey an understanding of the broader context.
• Ability to maintain a sense of urgency and prioritize/multi-task, with a strong client focus and the ability to partner with various internal groups and client coverage teams.
• Ability to successfully navigate a complex infrastructure involving numerous groups and individuals, coupled with a consultative approach and an understanding of business partner needs, proactively delivering solution.

Preferred Qualifications, Capabilities, and Skills

• The team may review documentation in Arabic, Russian, Italian, French, Dutch, Spanish, and German, so we would welcome your application if you are fluent in any of these languages.