Senior Product Manager - Banking

Methodfi; Greater London; On-site; GBP 75,000 - GBP 95,000; Full time

Job summary

A fintech company in London is seeking a Senior Product Manager in Banking to lead the development of innovative financial solutions for SMEs. You will own the product vision for Business Accounts, guide advanced banking features, and ensure compliance with regulatory standards. The ideal candidate will have over 5 years of experience in product management within the fintech sector and a strong grasp of SME banking needs. This position offers opportunities for impact in a growing environment.

Benefits

Health and life insurance

Pension scheme

25 days of annual leave

Physical and mental health support

Cycle-to-work scheme

Friendly office environment

Qualifications

• 5+ years’ experience in Product Management within fintech, business banking, payments, or financial services.
• Strong understanding of SME financial needs like cash-flow management and payments.
• Proven track record delivering regulated financial products.

Responsibilities

• Own the end-to-end product vision for Business Accounts.
• Lead discovery and solution design for core banking features.
• Collaborate cross-functionally to deliver scalable banking experiences.

Skills

Product Management

SME financial needs

Regulated financial products

UK/EU regulatory frameworks

Analytical skills

Stakeholder management

Communication skills

Job description

Hello! We're Teya.

Teya is a payment and software service provider, headquartered in London serving small, local businesses across Europe. Founded in 2019, we build easy to use, integrated tools that enable our members to accept payments and boost business performance.

At Teya we believe small, local businesses are the lifeblood of our communities.

We’re here because we don’t believe there’s a level playing field that gives small businesses with a fighting chance against the giants of the high street.

We’re here because we see banks and legacy service providers making things harder for them. We don’t think the best technology or the best service should be reserved for those with the biggest headquarters.

We’re here to fight for a future where small, local businesses can thrive, and to commit the same dedication they offer all of us.

Become a part of our story.

We’re looking for exceptional talent to join our mission. We offer a chance to create impact in a high-energy and connected culture, while benefiting from continuous learning opportunities, a supportive community which is proud to serve our mission, and comprehensive benefits.

You Mission

Are you passionate about shaping the future of SME banking? At Teya, we’re building innovative financial solutions that empower small businesses to thrive. As a Senior Product Manager in Banking, you’ll own the vision for our Business Accounts and lead the development of cutting‑edge banking features—from multi‑currency accounts to seamless payment integrations. This is your chance to make a real impact in a fast‑growing fintech, working with talented teams to deliver secure, scalable, and customer‑centric banking experiences.

Key Responsibilities

• Own the end-to-end product vision for Business Accounts, delivering a world‑class banking experience for SMEs and sole traders.
• Lead discovery and solution design for core banking features: account details, payments, deposits, interest engine, and money‑movement controls.
• Drive development of new capabilities including local IBANs, multi‑currency accounts, cash management tools, and integrations with accounting, payments, and credit products.
• Leverage customer insights and data to prioritise opportunities that increase engagement, deposits, activation, and usage.
• Collaborate cross‑functionally with Engineering, Design, Operations, Compliance, Risk, and Customer Relations to deliver scalable, compliant banking experiences.
• Ensure regulatory compliance across FCA/PRA guidelines for business accounts.
• Define and track KPIs (activation, churn, deposits, adoption, transactions, complaints) and lead continuous optimisation cycles.
• Manage go‑to‑market plans for new features with Country, Marketing, and Partnerships teams.
• Oversee third‑party banking providers (e.g., BaaS partners, card issuers, open banking providers), ensuring SLAs and product fit.
• Identify and resolve operational risks and customer pain points, maintaining a reliable and compliant platform.
• Communicate progress and risks effectively to senior leadership.

Required Skills & Experience

• 5+ years’ experience in Product Management within fintech, business banking, payments, or financial services.
• Strong understanding of SME financial needs: cash‑flow management, settlements, payments, deposits, and money movement.
• Proven track record delivering regulated financial products (e.g., business current accounts, savings accounts, onboarding/KYB flows, payment rails).
• Solid knowledge of UK/EU regulatory frameworks (FCA, PRA, EBA guidelines, safeguarding, deposits, interest accrual, payments operations).
• Exceptional analytical skills with ability to translate data insights into product decisions.
• Strong stakeholder management and influencing skills across engineering, operations, compliance, and commercial teams.
• Excellent communication skills, able to explain technical and regulatory concepts to diverse audiences.

The Perks

• Physical and mental health support through our partnership with GymPass giving free access to over 1,500 gyms in the UK, 1‑1 therapy, meditation sessions, digital fitness, and nutrition apps.
• Our company offers extended and improved maternity and paternity leave choices, giving employees more flexibility and support.
• Cycle‑to‑Work Scheme.
• Health and Life Insurance.
• Pension Scheme.
• 25 days of Annual Leave (+ Bank Holidays).
• Office snacks every day.
• Friendly, comfortable, and informal office environment in Central London.

Teya is proud to be an equal opportunity employer.

We are committed to creating an inclusive environment where everyone regardless of race, ethnicity, gender identity or expression, sexual orientation, age, disability, religion, or background can thrive and do their best work. We believe that a diverse team leads to better ideas, stronger outcomes, and a more supportive workplace for all.

If you require any reasonable adjustments at any stage of the recruitment process whether for interviews, assessments, or other parts of the application—we encourage you to let us know. We are committed to ensuring that every candidate has a fair and accessible experience with us.