Associate Director, Insurance Ratings

S&P Global, Inc.; Greater London; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

A leading ratings agency in London seeks an Associate Director to provide insights for the insurance sector. This role involves analyzing insurance companies, presenting findings, and mentoring junior analysts. Candidates must have at least 5 years of relevant experience, a degree in a business-related field, and strong analytical skills. The position will require both in-office and client interaction, ensuring high-quality communication and leadership within the team.

Benefits

Health care coverage

Generous time off

Continuous learning opportunities

Financial wellness programs

Family-friendly perks

Qualifications

• 5+ years of experience in the insurance industry is required.
• Ability to analyze insurance companies and markets.
• Understanding of accounting concepts and financial statements.

Responsibilities

• Analyze information for ratings and make recommendations.
• Draft reports and press releases in a fast-paced environment.
• Monitor performance of rated companies and communicate findings.

Skills

Analytical skills

Strong written and oral communication skills in English

Organizational skills

Leadership skills

Curiosity and critical thinking

Education

Degree in business-related field

Relevant master’s degree or CFA

Job description

About the Role:

Grade Level (for internal use):

12

The Team:

The team comprises analysts based in the U.K., France, Germany, Middle East, and South Africa. We are responsible for a portfolio of primary insurers and reinsurers based across the UK, Central Asia, the Middle East and the African continent.

The Impact:

You will provide key stakeholders with impactful insights that enable investors to make informed decisions with conviction. Additionally, you will empower our junior analysts and model key leadership behaviors to inspire and motivate them.

What you stand to Gain:

As an Associate Director, you will analyze insurance companies in the U.K. and other locations across EMEA as needed. This position involves meeting with issuers and investors to discuss analytical matters, assisting in resolving client needs, participating in market education efforts, and taking the lead at external meetings related to credits.

Responsibilities:

• Analyze information and data to determine ratings for insurance companies and their debt issues.
• Make recommendations and present findings to rating committees.
• Draft press releases, company‑specific reports, and industry commentaries in a fast‑paced environment.
• Effectively communicate S&P Global Ratings' methodology and rating opinions to clients.
• Continuously monitor the operating performance of rated companies, including reviews of public filings and private information supplied by issuers, and participate in client meetings.
• Meet with stakeholders, listen attentively to their views, and clearly articulate our opinions.
• Work closely with the wider team to provide effective surveillance of credits and contribute to research.
• Nurture junior talent by encouraging, inspiring, and influencing their learning.
• All employees are required to work from the office a minimum of 2 days per week.
• We require all candidates who reach the final stage of our interview process to attend at least one in‑person interview, which is ordinarily at your nearest S&P Global Ratings office. This must be completed before we can proceed to an offer.

What We’re Looking For:

• Degree‑level qualification in a relevant business‑related field, such as actuarial science. A relevant master’s degree, CFA, or a similar financial qualification would be desirable.
• Demonstrable expertise in the insurance industry and company analysis, showcasing a keen eye for detail and a curious mindset. An S&P Global employee at this level would typically have 5+ years of experience.
• A solid understanding of insurance markets, business environments, and relevant regulations, particularly in the U.K. Prior credit analysis experience covering the non‑life, life insurance, and reinsurance sectors will be a distinct advantage.
• Ability to demonstrate analytical excellence, coupled with the capability to clearly explain our credit rating opinions both internally and externally.
• Ability to understand accounting concepts and financial statements.
• An interest in learning about AI, you may have the opportunity to design acceptable use cases for AI adoption across the rating process.
• Strong written and oral communication skills in English are essential; Russian would be useful for some of our markets.
• Strong organizational skills, an execution mindset, and the ability to delegate effectively.
• Collaborative, execution‑focused leadership skills.
• Strong communication and interpersonal skills to represent S&P Global Ratings as an analytical spokesperson.
• Willingness to travel, sometimes at short notice.

About S&P Global Ratings

At S&P Global Ratings, our analyst‑driven credit ratings, research, and sustainable finance opinions provide critical insights that are essential to translating complexity into clarity so market participants can uncover opportunities and make decisions with conviction. By bringing transparency to the market through high‑quality independent opinions on creditworthiness, we enable growth across a wide variety of organizations, including businesses, governments, and institutions.

S&P Global Ratings is a division of S&P Global (NYSE: SPGI). S&P Global is the world’s foremost provider of credit ratings, benchmarks, analytics and workflow solutions in the global capital, commodity and automotive markets. With every one of our offerings, we help many of the world’s leading organizations navigate the economic landscape so they can plan for tomorrow, today.

For more information, visit www.spglobal.com/ratings

What’s In It For You?

Our Mission: Advancing Essential Intelligence.

Our People:

We’re more than 35,000 strong worldwide—so we’re able to understand nuances while having a broad perspective. Our team is driven by curiosity and a shared belief that Essential Intelligence can help build a more prosperous future for us all. From finding new ways to measure sustainability to analyzing energy transition across the supply chain to building workflow solutions that make it easy to tap into insight and apply it, we are changing the way people see things and empowering them to make an impact on the world we live in. We’re committed to a more equitable future and to helping our customers find new, sustainable ways of doing business. Join us and help create the critical insights that truly make a difference.

Our Values:

Integrity, Discovery, Partnership

Benefits:

We take care of you, so you cantake care of business. We care about our people. That’s why we provide everything you—and your career—need to thrive at S&P Global.

Our benefits include:

• Health & Wellness: Health care coverage designed for the mind and body.
• Flexible Downtime: Generous time off helps keep you energized for your time on.
• Continuous Learning: Access a wealth of resources to grow your career and learn valuable new skills.
• Invest in Your Future: Secure your financial future through competitive pay, retirement planning, a continuing education program with a company‑matched student loan contribution, and financial wellness programs.
• Family Friendly Perks: It’s not just about you. S&P Global has perks for your partners and little ones, too, with some best‑in class benefits for families.
• Beyond the Basics: From retail discounts to referral incentive awards—small perks can make a big difference.

For more information on benefits by country visit: https://spgbenefits.com/benefit-summaries

Global Hiring and Opportunity at S&P Global:

At S&P Global, we are committed to fostering a connected and engaged workplace where all individuals have access to opportunities based on their skills, experience, and contributions. Our hiring practices emphasize fairness, transparency, and merit, ensuring that we attract and retain top talent. By valuing different perspectives and promoting a culture of respect and collaboration, we drive innovation and power global markets.

S&P Global has a Securities Disclosure and Trading Policy ("the Policy") that seeks to mitigate conflicts of interest by monitoring and placing restrictions on personal securities holding and trading. The Policy is designed to promote compliance with global regulations. In some Divisions, pursuant to the Policy’s requirements, candidates at S&P Global may be asked to disclose securities holdings. Some roles may include a trading prohibition and remediation of positions when there is an effective or potential conflict of interest. Employment at S&P Global is contingent upon compliance with the Policy.

Equal Opportunity Employer

S&P Global is an equal opportunity employer and all qualified candidates will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, marital status, military veteran status, unemployment status, or any other status protected by law. Only electronic job submissions will be considered for employment.

If you need an accommodation during the application process due to a disability, please send an email to [e-mail] and your request will be forwarded to the appropriate person.

US Candidates Only: The EEO is the Law Poster ... http://www.dol.gov/ofccp/regs/compliance/posters/pdf/eeopost.pdf ... https://www.dol.gov/sites/dolgov/files/ofccp/pdf/pay-transp_%20English_formattedESQA508c.pdf

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Job ID: 322651

Posted On: 2025-12-14

Location: London, United Kingdom