Loss Adjuster

GHG Solutions Limited; Hedge End; Hybrid; GBP 40,000 - 55,000; Full time

Job summary

A leading loss adjusting company in the UK is seeking an experienced Loss Adjuster to manage property claims efficiently. Candidates should have at least 2 years of experience in loss adjusting, a full driving license, and relevant certifications. The role offers a full-time employment arrangement, with several employee perks including a discretionary bonus and comprehensive health care.

Benefits

Discretionary company bonus

Quarterly Incentive Scheme

Car Allowance or Company Car

25 days annual leave

5% Contributory Pension

Private Health Care

Career development opportunities

Qualifications

• Minimum 2 years loss adjusting experience in Domestic and Commercial claims.
• Full/clean driving license required.
• Proven experience in Property Claims Adjusting/Handling.

Responsibilities

• Conduct initial inspections and site visits.
• Assess damage and determine probable cause.
• Provide technical advice and propose solutions.
• Process claims as per insurer standards.
• Manage case load effectively.

Skills

Communication skills

Attention to detail

Knowledge of Household and Commercial Insurance Policies

Self-sufficient

Education

Cert CII

Cert CILA

Job description

Base pay range

Direct message the job poster from GHG Solutions Ltd

Excellent opportunity for an experienced loss adjuster to join a high quality Claims Management business, to develop and grow the Property team.

GHG is a UK loss adjusting company with its Head Office in Southampton, Hampshire. We provide high quality solutions to claim situations, trading for over 25 years and now private equity backed. We have earned a reputation for quality domestic and commercial loss adjusting with specialisms in subsidence, property, liability and high net worth claims.

The company takes pride in the quality, experience and passion of its staff, reflected in the reputation we have earned and in our loss adjusting product that has been consistently rated as "Excellent" in external client audits.

The role of the Loss Adjuster is responsible for all aspects of property claim investigation, the consideration of policy coverage and the validation process of appropriate settlement in an efficient and timely manner.

This will be both a site and home‑based position and will enable you to deal with cases from their first receipt in the office until completion of claims encompassing all the core values of loss adjusting. You will be provided a designated geographical area while working as part of a team, you will assist with other cases as workloads and holidays demand, and you may have to cover other areas. Attendance at company and client events and meetings are essential.

What will you be responsible for:

• Carry out initial inspections and site visits.
• Assess damage; determine probable cause and have a detailed knowledge of all aspects of Domestic & Commercial claims, processes and be able to interpret and apply policy cover, terms and conditions as appropriate.
• You will provide technical advice, support and guidance to all parties as well as proposing bespoke solutions in a friendly and professional manner.
• Determine further investigations and monitoring, where necessary, and any remedial or temporary works required.
• Provide a detailed ABI preliminary report within the agreed SLA’s, maintaining high standards of communication at all times, both internally and externally.
• Process claims in accordance with insurers philosophy, standards, service levels and complaints procedure and proactively progress the claim.
• Attend re‑visits as required and report accordingly and update all relevant parties.
• Can respond positively to varying client requirements and changes in the wider business environment.
• Pro‑actively direct any specialist appropriate to the circumstances and manage them.
• Report and correspondence writing, either dictation or self‑type.
• Manage expectations of both Policyholders and all parties associated with the claim.
• Manage your case load effectively and proactively.

What we need from you:

• Cert CII and / or Cert CILA
• Minimum 2 years loss adjusting in both Domestic and Commercial or proven Property Claims Adjusting / Handling experience from either a Loss Adjuster, Insurer or similar.
• Full / clean driving license.
• Self‑sufficient, confident, excellent communication skills, attention to detail, knowledge of Household and Commercial Insurance Policies or similar industry knowledge.

What we offer you in return:

• Discretionary company bonus
• Quarterly Incentive Scheme
• Car Allowance or Company Car
• 25 days annual leave, rising to 27 after 3 years’ service and 30 days at 5 years’ service.
• Additional day off for your birthday
• 5 % Contributory Pension
• Private Health Care
• Death in Service
• Long service Awards
• EAP
• Enhanced maternity, adoption, paternity and sick pay
• Cycle to work scheme
• GP Access 24/7
• Career development and progression opportunities
• We care about our employees’ opinions and have an employee forum to implement ideas and initiatives to make us a great place to work.

Seniority level

Associate

Employment type

Full‑time

Job function

General Business

Industries

Insurance and Claims Adjusting, Actuarial Services