Credit Risk Manager

Lendable Ltd; United Kingdom; Hybrid; GBP 40,000 - GBP 60,000; Full time

Job description

**About the role**We’re looking for a super-smart senior analyst/credit risk manager who is **great with numbers and loves problem-solving** to come and have a big impact on our business. We want someone who has **coding experience and uses it (ideally Python and SQL)** on a daily basis to **generate insights from dat**a and use that insight to **drive meaningful change** in our UK cards business. You’ll be working for an **ambitious company, in a fast-paced environment, with minimal bureaucracy.** **Your team's objectives*** The credit card team is building a **near prime cards portfolio with ambitious targets.*** In the credit team, we are looking to **optimise who we offer credi**t to, how much we should lend to them, what interest rate we should charge, and how the wider economic environment impacts those decisions.* We also **own various models, which we use to forecast returns for our investors.** **How you'll impact those objectives*** **Define the credit strategy** for our evolving portfolio* **Discover insights from data** and **develop strategies to answer the big questions** and address key business questions* **Collaborate with a wider cross-functional team** to implement your strategies in the market* **Monitor and assess the success of implemented strategies**, and continuously discover further opportunities for improvement **What you'll need to succeed*** **Daily coding experience,** with proficiency in **Python** and **SQL** ideally * Proven **experience** **in** **shaping credit card strategies*** **Understanding what truly matters** and driving business outcomes* A natural inclination to **challenge the status quo and question your own assumptions.** **Interview Process*** We’re not corporate, so we try our best to get things moving as quickly as possible. * For this role, we’d expect:* A quick phone call with one of the team* Onsite interviews including case studies and meeting the team* C-suite interview* The opportunity to scale up one of the **world’s most successful** fintech companies* **Best-in-class** compensation, including equity* You can work from home **every Monday and Friday** if you wish - on the other days we all come together IRL to be together, build and exchange ideas* **Our in-house chefs** prepare fresh, healthy lunches in the office every Tuesday-Thursday* We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to **private health insurance*** We're an **equal opportunity employer** and are keen to make Lendable the most inclusive and open workspace in London