Credit Operations - Credit Operations Officer

Arbuthnot Latham; Greater London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A financial services firm in the Greater London area is seeking a Credit Operations Officer to join its busy Credit department. The ideal candidate will prepare and review lending documentation, maintain credit limits, and provide excellent service to clients, ensuring compliance with bank policies. Strong banking background, communication skills, and the ability to manage multiple tasks are essential for this role. You will enjoy competitive salary, BUPA Health cover, and flexible working policies.

Benefits

Competitive salary

Pension & holiday allowance

BUPA Health cover

4x Life Assurance

Discretionary bonus

Market leading maternity/paternity policies

Qualifications

• Good banking background with emphasis on Credit.
• Detailed knowledge around all areas of Lending.
• Experience with High Net Worth clients.

Responsibilities

• Prepare Facility Letters for lending facilities.
• Maintain and renew Credit limits.
• Assist with Credit queries and solutions.

Skills

Good banking background with emphasis on Credit

Knowledge of Lending

Experience with High Net Worth clients

Knowledge of CCA and MCOB rules

Multi-tasking capability

Ability to work under pressure

IT literate

Good written and verbal communication skills

Excellent time management

Client Focus

Team Work

Expert Knowledge

Working Proactively

Tools

Microsoft Office

Job description

Credit Operations - Credit Operations Officer

To be part of a busy Credit department whose involvement with the Bank’s Credit process is comprehensive – from initiation through to documentation, monitoring and control through to recover.

Preparation, review and control of lending documentation.

Must be able to provide a first class service to the front office whilst ensuring that the lending complies with the Bank’s policies and procedures.

Will be expected to carry out duties with minimal supervision.

To place the interests of customers at the centre of all activities, act in a way that is consistent with achieving good outcomes for consumers and to comply with the FCA and PRA’s Conduct Rules.

Key Responsibilities

• Preparation of Facility Letters for all lending facilities ensuring that each transaction is properly documented in order to protect the Bank
• Preparation of EYIS documents for Regulated Mortgage Contracts
• Maintain, input and renew Credit limits
• Prepare Instruction letters to Solicitors and Valuers
• Preparation of Legal Charges
• Completion of client redemption statements
• Dealing with loan repayments and releasing collateral that is no longer relied upon
• Assist with the completion of required returns to the FCA
• Assist with Credit queries and seek solutions to issues that may arise
• Build and monitor good stakeholder relationships to ensure quality service is provided at all times
• Involvement with project work as and when opportunity arises
• To perform other tasks as assigned by the Head of Credit Operations

Risk

• Responsible for managing risks inherent to the role by diligently observing internal policies and procedures.

Person Specification

Knowledge / Experience/Skills

• Good banking background with the emphasis on Credit
• Detailed and demonstrable knowledge around all areas of Lending
• Experience with High Net Worth clients
• Have a working knowledge of CCA and MCOB rules
• Multi-tasking capability
• Ability to work under pressure with a heavy workload
• A good understanding of Banking Systems and be IT literate, and a high understanding of Microsoft office
• Good written and verbal communications skills are essential for this role
• Excellent time management and organizational skills
• Client Focus
• Team Workings
• Expert Knowledge
• Working Proactively

About Us

Arbuthnot Latham is committed to equal-opportunities for all staff and candidates. We embrace inclusion & diversity and understand why they are critical for the success of our business and people.

Life, Work and Benefits

• Competitive salary, pension & holiday allowance
• BUPA Health cover
• 4x Life Assurance
• Discretionary bonus
• Market leading maternity/paternity and menopause policies

Data Privacy and Reasonable adjustments

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Reasonable adjustments : Please let us know of any adjustments or arrangements that you may need to help you apply to this role or that will help you during the recruitment process. If you wish to discuss any particular requirements or concerns you have because of a disability or medical condition please contact us at [e-mail]. Information you provide about any disability or medical condition will remain confidential unless it is necessary to disclose it to other members of staff or outside agencies to ensure the health and safety of yourself and others, or to implement the adjustments you require. In these circumstances we will first discuss with you how and to whom the information may be disclosed.