Associate Director, Coverage - Real Estate and Housing

Lloyds Bank plc; Greater London; Hybrid; GBP 100,000 - 125,000; Full time

Job summary

A major banking institution is seeking an Associate Director in London to lead Real Estate client relationships and credit oversight. The role demands strong relationship-building skills and experience in corporate banking. Responsibilities include driving client-led origination, delivering innovative solutions, and ensuring compliance with regulatory frameworks. A focus on managing risks and supporting ESG strategies is essential. The organization promotes diversity and offers a comprehensive benefits package including generous pension contributions and wellbeing initiatives.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

30 days holiday plus bank holidays

Range of wellbeing initiatives

Qualifications

• Deep client insight to identify growth opportunities.
• Ability to ensure compliance with MIFID and FCA standards.
• Experience in governance and regulatory frameworks including SMCR.

Responsibilities

• Lead and support Real Estate client relationships and credit oversight.
• Drive systematic origination and support market engagement.
• Partner with teams to deliver standout solutions and manage risks.
• Maintain accurate sales and risk systems with disciplined portfolio management.
• Support clients on ESG and Net Zero strategies.

Skills

Excellent customer relationship leadership skills

Real Estate sector knowledge

Strong analytical skills

Corporate banking experience

Job description

Associate Director, Coverage - Real Estate and Housing page is loaded## Associate Director, Coverage - Real Estate and Housinglocations: Londontime type: Full timeposted on: Posted 2 Days Agotime left to apply: End Date: January 5, 2026 (21 days left to apply)job requisition id: 149006**End Date**Sunday 04 January 2026**Salary Range**£0 - £0**Flexible Working Options**Hybrid Working, Job Share**Job Description Summary**.**Job Description****JOB TITLE:**Associate Director - Coverage, Real Estate and Housing **LOCATION:** London **HOURS:**Full Time **WORKING PATTERN:** Our work style is hybrid, which involves spending at least three days per week, or 60% of your time, at our London office / out with clients.**About this opportunity**We’re committed to using our scale, capabilities and partnerships to help shape the Real Estate communities of tomorrow, and we’re looking for a high impact, client focused Associate Director to help drive a London based Real Estate Coverage team.You'll work within the Coverage team, alongside a Relationship Director and Associate helping to develop ideas and solutions for clients by supporting the built environment including decarbonisation, investment, development and broader client needs. You’ll drive client led origination and growth, nurture key relationships and champion the One Lloyds franchise in market. It’s a chance to sharpen your marketing and relationship skills while balancing risk, profitability and capital efficiency. Whilst building trusting and collaborative relationships through effective communication at all levels.Sector knowledge will be key, and we're seeking a highly motivated, organised individual who cares deeply about delivering for clients. This is an SMCR-certified role; applicants will be required to complete the necessary training accreditation.**What you’ll be doing:*** **Client Relationship & Credit Stewardship****:** Lead and support Real Estate client relationships and credit oversight, identifying growth opportunities through deep client insight.* **Origination, Business Development & Market Engagement:** Focus on driving and supporting systematic origination; including a broad range of financial, marketing and industry sector research tasks and up to date information on customer relationships. Also supporting account planning, and representing LBG at industry events across London and the South.* **Collaborative Solution Delivery:** Partner with our Structuring, Asset Management, and product teams to deliver standout solutions, ensuring risks are managed and governance upheld, alongside wider group partners, Corporate Markets, Scottish Widows, Lex and Global Transaction Banking and Consumer Finance.* **Operational Excellence & Submission Quality:** Maintain accurate Sales and Risk systems as well as disciplined portfolio management both directly and indirectly across the portfolios you will support, monitoring and controlling risk governance and producing clear, high-quality credit and pricing submissions.* **Strategic Support:** As one of the Associate Directors in the team, support senior leadership, collaborate and drive performance and development of both self and colleagues, and contribute to broader RE&H goals.* **ESG & Regulatory Compliance:** Support clients on ESG and Net Zero strategies while ensuring compliance with MIFID, Financial Promotions, and FCA standards.We’re on an exciting journey to transform our Group and the way we’re shaping finance as a force for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.* Excellent customer relationship leadership skills* Real Estate sector knowledge and proactive approach to delivering for clients* Strong analytical skills* Ability to work within governance and regulatory frameworks including SMCR requirements* Previous corporate banking experience**About working for us!**Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups. We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.**We also offer a wide-ranging benefits package, which includes:*** A generous pension contribution of up to 15%* An annual performance-related bonus* Share schemes including free shares* Benefits you can adapt to your lifestyle, such as discounted shopping* 30 days’ holiday, with bank holidays on top* A range of wellbeing initiatives and generous parental leave policiesIf you’re excited by the thought of becoming part of our team, get in touch. We’d love to hear from you.**At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.****We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.****We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.**With 320 years under our belt, we're used to change, and today is no different. Join us and help drive this change, shaping the future of finance whilst working at pace to deliver for our customers.Here, you'll do the best work of your career. Your impact will be amplified by our scale as you learn and develop, gaining skills for the future.