Data Analysis jobs in United Kingdom

Link to Privacy Policy Link to Cookie PolicyAnalyst II, Underwriting page is loaded## Analyst II, Underwritinglocations: Londontime type: Full timeposted on: Posted Todayjob requisition id: R8745****Company Description****Checkout.com is where the world checks out. Our global network powers billions of transactions every year, making money move without making a fuss. We spent years perfecting a service most people will never notice. Because when digital payments just work, businesses grow, customers stay, and no one stops to think about why.With 19 offices spanning six continents, we feel at home everywhere – but London is our HQ. Wherever our people work their magic, they’re fast-moving, performance-obsessed, and driven by being better every day. Ideal. Because a role here isn’t just another job; it’s a career-defining opportunity to build the future of fintech.****Job Description****We are seeking a highly motivated and experienced Underwriter or Credit Analyst to join our dynamic Underwriting team in London. You will be part of a team that is responsible for underwriting enterprise customer applications with a focus on analysis relevant to Due Diligence, Credit Exposure and Financial Analysis. This role offers a unique exposure to our core business areas, collaborating closely with our key internal players (Business Development, Sales, Risk Legal teams and Senior Management) and our high value merchant and partners.**How you’ll make an impact*** Conduct in-depth business model analysis, applying evaluation techniques in line with internal policy guidelines to assess risk and make sound underwriting decisions.* Accurately determine credit exposure for diverse merchants, adapting your approach based on individual business needs and risk profiles.* Analyze profit and loss statements, balance sheets, and cash flow statements, demonstrating a strong understanding of accounting principles and financial ratios.* Evaluate and underwrite applications from merchants operating in high-risk industries such as travel, furniture, ticketing, events, securities, and gambling.* Develop detailed written and oral summaries that clearly articulate micro and macro risks, mitigating factors, and balanced recommendations for management, the Credit Risk Committee.* Represent the Underwriting team in customer calls and meetings alongside Sales and Account Management. Build strong relationships with internal teams including Business Development, Financial Partnerships, Risk, Compliance, and Legal.* Effectively prioritize, own, and resolve escalated issues with a sense of urgency and a customer-centric approach.* Actively participate in operational improvement initiatives and contribute to departmental projects aimed at enhancing efficiency and effectiveness.**What we’re looking for*** 4+ years of experience in merchant underwriting, credit analysis, or a similar role* Degree in Accounting, Finance, Economics, Statistics, Mathematics or equivalent experience required* Strong understanding of accounting principles and financial statement analysis.* Proven ability to assess business models and identify credit risk exposures.* Excellent written and verbal communication skills and knowledge of financial statement analysis.* Demonstrated ability to make sound judgment, balancing risk and reward* Experience within Customer Due Diligence (KYC and KYB.)* Adopt a ‘customer first’ mindset to deliver creative solutions as well as ‘act with urgency’ to ensure escalations are prioritized, owned and resolved effectively.* High performance mindset defined by rigorous discipline and execution intensity* Ability to work independently and as part of a team in a fast-paced environment.* Leading by example, you will demonstrate our core Values and live out our Operating Principles in everything you do**Bonus:*** Experience in the payments industry.* Experience coaching or mentoring junior team members.* Expertise in a specific industry vertical.* Fluency in an additional European language (ideally Spanish, French or German)****Bring all of you to work****We create the conditions for high performers to thrive – through real ownership, fewer blockers, and work that makes a difference from day one.Here, you’ll move fast, take on meaningful challenges, and be recognized for the impact you deliver. It’s a place where ambition gets met with opportunity – and where your growth is in your hands.We work as one team, and we back each other to succeed. So whatever your background or identity, if you’re ready to grow and make a difference, you’ll be right at home here.It’s important we set you up for success and make our process as accessible as possible. So let us know in your application, or tell your recruiter directly, if you need anything to make your experience or working environment more comfortable.****Life at Checkout.com****We understand that work is just one part of your life. Our hybrid working model offers flexibility, with three days per week in the office to support collaboration and connection.to learn more about our culture, open roles, and what drives us.For a closer look at daily life at Checkout.com, follow us on and