Underwriter 1/Trainee 1/2 (Mid Markets) (NY HELPS)

New York State Insurance Fund; Liverpool; On-site; GBP 40,000 - 60,000; Full time

Job summary

A state agency is seeking an Underwriter to evaluate applications for workers’ compensation insurance. The role involves ensuring proper underwriting, analyzing loss data, and representing the agency at hearings. Candidates should have substantial experience in assessing insurance risks and relevant qualifications. This position offers a supportive environment with competitive compensation and ample leave accrued, among other benefits.

Benefits

Competitive compensation

Ample vacation, personal, and sick leave

Full medical, vision, and dental benefits

Qualifications

• Must be reachable on the current Civil Service eligible list.
• Six years of experience in assessing and defining insurance risks.

Responsibilities

• Analyze and evaluate applications for workers’ compensation.
• Represent agency at hearings and testify as an expert witness.

Skills

Analyzing applications for insurance policies

Service policies and resolve underwriting issues

Analyzing previous loss and premium data

Communication with policyholders and brokers

Education

Bachelor’s degree or equivalent experience

Job description

Responsibilities Include, But Are Not Limited To:

• Analyze and evaluate applications for workers’ compensation insurance policies.
• Service policies and resolve underwriting issues that are potentially difficult, sensitive, or costly to NYSIF.
• Determine if the policy is properly underwritten.
• Analyze previous loss and premium data to price coverage.
• Define, restrict, or qualify policy coverage.
• Review audits and renewals.
• Represent NYSIF at Hearings before the Workers’ Compensation Board and testifies in depositions and trials as an expert witness.
• Correspond frequently with policyholders or their representatives, brokers, and NYSIF departments concerning other payroll and premiums, coverage, classifications, experience rating, certificate of insurance, endorsements, laws, rules, and procedures.
• Other related duties and responsibilities as necessary as assigned.

Minimum Qualifications

• Reachable on current Civil Service eligible list for this title; OR
• One year of permanent, competitive class service in a title eligible for transfer under Section 70.1 of the Civil Service Law. Eligible titles include, but are not limited to: Administrative Specialist 1, Investigator 2 (Compensation Claims), Policyholder Services Representative 1, Claims Service Representative 1, Claims Services Representative 1 (Disability Benefits); OR
• Six years of experience* assessing and defining insurance risks and performing technical services in underwriting Workers' Compensation or Disability Benefits claims cases.

For Appointment To Underwriter Trainee 1

• Reachable on current Civil Service eligible list for this title; OR
• One year of permanent, competitive class service in a title eligible for transfer under Section 70.1 of the Civil Service Law. Eligible titles include, but are not limited to: Investigator 1, Assistant Insurance Fund Services Representative, Program Aide; OR
• Four years of experience* assessing and defining insurance risks and performing technical services in underwriting Workers' Compensation or Disability Benefits claims cases.
• An associate degree may substitute for two years of experience; a bachelor’s degree may substitute for four years of experience; a master’s degree may substitute for five years of experience; and a doctorate may substitute for six years of experience.

Please be advised that the New York State Insurance Fund (NYSIF) does not offer sponsorship for employment visas to employees or potential employees. Candidates sponsored for employment by an organization should be aware of their sponsorship status and the relevant expiration date(s) of that sponsorship before applying to this position. NYSIF is not currently enrolled in eVerify, which is a requirement for certain types of employment verifications.

Additional Comments

For new State employees appointed to graded positions, the annual salary is the hiring rate (beginning of the Salary Range) of the position. Promotion salaries are calculated by the NYS Office of the State Comptroller in accordance with NYS Civil Service Law, OSC Payroll rules and regulations and negotiated union contracts.

• Competitive Compensation.
• Open and Supportive Team-Based Environment.
• Plentiful Vacation, Personal, and Sick Leave Accruals.
• Paid State and Federal Holidays.
• Full Medical, Vision, and Dental.
• Retirement Options.
• Public Student Loan Forgiveness (PSLF).
• Possibility of Telecommuting, Flextime, and Alternative Work Schedules.

NY HELPS Program

This title is part of the New York Hiring for Emergency Limited Placement Statewide Program (NY HELPS).

For the duration of the NY HELPS Program, this title may be filled via a non-competitive appointment, which means no examination is required but all candidates must meet the minimum qualifications of the title for which they apply.

At a future date, it is expected employees hired under NY HELPS will have their non-competitive employment status converted to competitive status, without having to compete in an examination. Employees will then be afforded with all the same rights and privileges of competitive class employees of New York State. While serving permanently in a NY HELPS title, employees may take part in any promotion examination for which they are qualified.

NYSIF Commitment To Diversity, Equity, And Inclusion

The New York State Insurance Fund (NYSIF) prioritizes and champions diversity, equity, and inclusion (DEI) throughout our agency. NYSIF provides equal opportunities to all employees and applicants for employment without regard to race, religion, color, age, sex, national origin, sexual orientation, gender identity, disability, veteran status, or any other protected category under federal, state, and local law. We believe that embracing our differences brings richness, new ideas and experiences to NYSIF, which energizes a creative and innovative work environment. We strive to foster a workplace where diverse individuals are able to participate fully in the decision-making process and have ample opportunity for advancement. We are committed to investing the necessary resources and attention to improving the engagement, retention, and promotion of the extraordinary talent we have.

Executive Order 31

Commits New York State government to becoming a model employer for people with disabilities, increasing the participation of people with disabilities in state service and ensuring equal access to opportunities. NYSIF is proud to utilize best practices to recruit, hire, retain, and promote career advancement of individuals with disabilities. This includes special focus on current and prospective employees with the most significant disabilities, such as the use of supported employment, individual placement with support services, customized employment, the civil service sections 55/b and 55/c programs, internships, and job shadowing. If you are a person with a disability and wish to request that a reasonable accommodation be provided for you to participate in a job interview, please send an email to NYSIF’s Reasonable Accommodations mailbox at [e-mail].