Risk & Compliance Graduate

M&G Plc; Stirling; On-site; GBP 22,000 - 28,000; Full time

Job summary

A financial services company in Stirling is offering a two-year Graduate Scheme in Risk & Compliance. Ideal for recent graduates or those graduating in Summer 2026, this program includes business rotations, professional qualifications, and personal development opportunities. Candidates will gain vital experience in identifying and managing risks while collaborating across teams. The application process involves submitting a CV, online assessments, and an assessment center visit. Applications are open until February 9, 2026.

Benefits

Workplace accommodations

Professional development workshops

Inclusive culture

Qualifications

• Recent Graduate or graduating in Summer 2026.
• Self-motivated and collaborative.
• Strong analytical and critical thinking skills.

Responsibilities

• Help identify and manage risk effectively.
• Participate in structured rotations across teams.
• Conduct risk-based reviews and testing.

Skills

Analytical skills

Problem-solving skills

Communication skills

Team collaboration

Attention to detail

Education

Relevant degree

Job description

Our purpose is to give everyone real confidence to put their money to work. With a heritage dating back more than 175 years, we have a long history of innovation in savings and investments, combining asset management and insurance expertise to offer a wide range of solutions.

Our two distinct operating segments, Asset Management and Life, work together to provide access to balanced, long‑term investment and savings solutions.

Through telling it like it is, owning it now, and moving it forward together with care and integrity, we are creating an exceptional place to work for exceptional talent.

We will consider flexible working arrangements for any of our roles and also offer workplace accommodations to ensure you have what you need to effectively deliver in your role.

Kickstart Your Career with Our Two‑Year Graduate Scheme

Join us and gain hands‑on experience at M&G whilst building a deep understanding of the role of Risk & Compliance within the Financial Services industry. Your journey starts on 14 September 2026 with a cohort‑wide induction, blending industry‑focused training with insight sessions led by our experienced professionals. From there, you’ll embark on a programme designed to accelerate your growth.

• Business Rotations: Participate in structured rotations across teams within Risk and Compliance. Each placement will help you build technical expertise and broaden your understanding of how our business operates.
• Professional Qualifications: We’ll support you in studying for the Level 6 Senior Risk & Compliance Specialist Apprenticeship, providing dedicated study leave and resources to help you succeed.
• Professional Development: Alongside your cohort, you’ll develop essential skills via interactive workshops and self‑led missions, covering topics like networking, communication, and personal brand.

To support you throughout the programme you’ll have a manager to guide your development, a buddy for day‑to‑day queries, and plenty of opportunities to attend insight events and grow your network across M&G.

What will I be doing?

Within our Risk & Compliance function, you will play a vital role in helping M&G identify and manage risk effectively, set clear risk appetite and limits, and meet regulatory obligations. We work in partnership with the business to strengthen controls, uphold the highest standards of conduct, and deliver good outcomes for our customers.

This two‑year programme is designed to give you a broad, generalist view of Risk & Compliance through a mix of mandatory and optional rotations. You’ll rotate through at least one Risk team, and one Compliance team and gain hands‑on experience across the function. Teams could be:

• Non‑Financial Risk: Learn how operational risks are identified, assessed, and mitigated, supporting analysis and policy reviews to help the business achieve its objectives safely.
• Financial Risk: Gain exposure to oversight and assurance activities across financial risks, from fund structures and acquisitions to balance sheet management.
• Compliance Monitoring: Conduct risk‑based reviews and testing to ensure compliance with financial services rules and regulations.
• Compliance Advisory: Provide guidance on regulatory processes, policies, and controls, supporting projects and business developments.
• Financial Crime Compliance: Assist in setting frameworks for financial crime compliance and learn how investigations into fraud and other financial crimes are carried out.

What are we looking for?

We’re looking for curious minds and creative problem‑solvers who are excited to shape the future of Risk & Compliance and help us build a strong control environment for our business. If you’re eager to learn, ready to collaborate, and passionate about making an impact, this is the place for you.

Successful candidates will demonstrate:

• Self‑motivated and collaborative, with the ability to work effectively in teams and build strong relationships.
• Analytical and critical thinkers who can form independent opinions and approach problems with curiosity.
• A proactive mindset and eagerness to learn.
• Strong analytical thinking and problem‑solving skills, with attention to detail.
• Strong communication and collaboration skills.
• Ability to build and maintain positive relationships across teams and with stakeholders.

We welcome applicants from all degree disciplines and champion diversity of thought and experience.

Minimum Requirements

• Recent Graduate, or Graduating in Summer 2026.
• Candidates must have the right to work in the UK at the time of application. Please note we are unable to provide visa sponsorship for this role.

What’s the application process?

We want to match your strengths, interests and working preferences with the right teams. Here’s how the process works:

• Submit your CV.
• Complete online assessments.
• Take part in an online job simulation.
• Attend one of our assessment centres.

Apply now and take the first step toward an exciting career at M&G!

Close Date: 9 February 2026 — however, applications may close sooner than this date, so secure your spot and apply today!

M&G is committed to diversity and inclusion. We have a diverse workforce and an inclusive culture, underpinned by our policies and our employee‑led networks who provide networking opportunities, advice and support for the diverse communities our colleagues represent. We welcome candidates from all backgrounds, including those who have served in the military or are returning from career breaks.

M&G plc is a Disability Confident Leader, and we welcome applications from candidates with long‑term health conditions, disabilities, or neuro‑divergent conditions. If you need assistance or an alternative means of applying for a role due to a disability or additional need, please let us know by contacting [e-mail].