Junior Data Scientist

Lendable Ltd; City of London; Hybrid; GBP 50,000 - 70,000; Full time

Job summary

A leading fintech company in London is seeking an analytical professional to join their loans team. This position involves developing credit risk models and collaborating with the pricing and product teams. Successful candidates will have experience in Python and SQL and be confident communicators. Remote work options are available, along with comprehensive health benefits and a supportive team environment.

Benefits

Private health insurance

Equity compensation

Onsite fresh lunches

Flexible remote work on certain days

Qualifications

• Experience with Python and SQL is essential.
• Theoretical understanding of machine learning techniques required.
• Must be a confident communicator who works well in teams.

Responsibilities

• Work on pricing, funnel, and credit optimization projects.
• Research and propose improvements to strategies and methodologies.
• Communicate results clearly to stakeholders.

Skills

Python (pandas, numpy, scikit-learn)

SQL

Theoretical understanding of core ML techniques

Confident communicator

Self-driven

Job description

## About the role**About the team**Lendable is the UK market leader in real rate risk-based pricing, offering consumers transparency and product assurance at the point of application. Data Science and Analytics sits at the heart of this USP, developing the credit risk models and strategies to underwrite loan and credit card products.Our team is primarily focused on the pricing domain but we also work on other areas including product and credit. We implement a range of machine learning techniques and analytical tools to continually improve our product offering.You will be working in the UK Loans team at Lendable and will work on projects related to pricing, funnel and credit optimisation in collaboration with the credit and product teams.**Join us if you want to*** Work in a small, high-impact team where you will be mentored to solve complex analytical problems, eventually taking ownership of your own models* Be resourceful to solve problems and find smarter solutions than the status quo.* Work closely with other members of the team that will support developing your technical expertise and domain knowledge**Our team’s objectives*** The pricing team owns the loans funnel analytics and pricing strategy.* We work across the business in a multidisciplinary capacity to identify issues, translate business problems into data questions, analyse and propose solutions.**How you’ll impact those objectives*** Learn the domain of products that Lendable serves, understanding the data that informs strategy and modelling is essential to being able to successfully contribute value.* Research and propose improvements to our existing strategies and modelling methodology* Clearly communicate results to stakeholders through verbal and written communication.* Share ideas with the wider team, learn from and contribute to the body of knowledge.**Key Skills*** Experience using Python (pandas, numpy, scikit-learn) and SQL* Theoretical understanding of core ML techniques and statistical principles* Confident communicator and contributes effectively within a team environment* Self-driven and willing to take ownership of specific tasks and analyses**Nice to Have*** Interest in Data Engineering* Exposure to credit risk or financial datasets* Prior experience with financial modelling**The interview process**For this role we’d expect:* A phone call with one of the team* Video Call case study (Remote)* An exercise to complete in your own time* Onsite Interview + Discuss the exercise you completed + Meet the team you’ll work with daily* The opportunity to scale up one of the **world’s most successful** fintech companies* **Best-in-class** compensation, including equity* You can work from home **every Monday and Friday** if you wish - on the other days we all come together IRL to be together, build and exchange ideas* **Our in-house chefs** prepare fresh, healthy lunches in the office every Tuesday-Thursday* We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to **private health insurance*** We're an **equal opportunity employer** and are keen to make Lendable the most inclusive and open workspace in London