IAR Underwriting Analyst

Klarna; City of London; On-site; GBP 30,000 - 40,000; Full time

Job summary

A global financial services provider located in London is seeking an entry-level IAR Underwriting Analyst. This role involves ensuring compliance during the onboarding process of Introducer Appointed Representatives while conducting due diligence checks and monitoring regulatory adherence. Ideal candidates will have a strong background in compliance operations and FCA regulations, coupled with excellent analytical and communication skills. A full-time commitment is required for this position.

Qualifications

• Proven experience in compliance operations or financial risk assessment within regulated services.
• Strong understanding of FCA regulations, particularly SUP 12, CONC, and AML/PEP/Sanctions requirements.
• Exceptional analytical skills with the ability to prepare structured risk assessments.

Responsibilities

• Ensure compliant onboarding of Introducer Appointed Representatives (IARs) under Klarna’s framework.
• Conduct detailed pre-screening and due diligence checks.
• Monitor regulatory adherence and manage escalations.

Skills

Compliance operations experience

Understanding of FCA regulations

Analytical skills

Strong communication skills

Attention to detail

Organizational skills

Job description

This range is provided by Klarna. Your actual pay will be based on your skills and experience — talk with your recruiter to learn more.

What you will do

As an IAR Underwriting Analyst within Partner Compliance, you will ensure the compliant onboarding and ongoing oversight of Introducer Appointed Representatives (IARs) under Klarna’s UK framework. You will conduct detailed pre‑screening and due diligence checks, assess Fitness & Propriety (F&P) criteria, and maintain accurate, auditable documentation. Collaborating closely with Klarna Financial Services UK (KFSUK), Legal, AML, and Compliance teams, you will monitor regulatory adherence, manage escalations, and contribute to board‑level governance reporting. Your analytical insight and operational rigor will support continuous improvement and uphold Klarna’s regulatory obligations under the FCA Handbook and Consumer Duty.

Who you are

• Proven experience in compliance operations, partner due diligence, or financial risk assessment within regulated financial services
• Strong understanding of FCA regulations, particularly SUP 12, CONC, and AML/PEP/Sanctions requirements
• Exceptional analytical and documentation skills with the ability to prepare structured risk assessments and evidence packs
• Skilled communicator, able to collaborate effectively across Compliance, Legal, and Business Operations functions
• High attention to detail and comfort working with sensitive regulatory information
• Strong organizational mindset with ability to manage multiple processes and maintain full audit trails

Awesome to have

• Experience supporting governance reporting or board‑level compliance summaries
• Familiarity with onboarding systems and operational risk frameworks
• Background in partner supervision or third‑party oversight programs
• Data analysis or dashboarding experience for compliance or monitoring insights

Please include a CV in English.

Curious to learn more about Klarna and what it’s like to work here? Explore our career site!

Seniority level

Entry level

Employment type

Full‑time

Job function

Analyst

Industries

Software Development

Location

London, England, United Kingdom