Head of Fraud and Financial Crime Operations Cardiff

Applied Intuition Inc.; Cardiff; Hybrid; GBP 70,000 - 90,000; Full time

Job summary

A dynamic fintech company in Cardiff is seeking a Head of Fraud and Financial Crime Operations to lead the team managing fraud for business customers. This role involves driving continuous enhancement of fraud processes and ensuring compliance with regulatory standards. The ideal candidate should possess extensive experience in financial crime operations, strong leadership skills, and be adept at tackling complex challenges in a fast-paced environment. Join us to make a significant impact while growing within our innovative company.

Qualifications

• Extensive experience in financial crime and fraud operations.
• Excellent leadership skills and effective communication.
• Deep understanding of financial crime regulatory requirements.
• Analytical thinking with ability to interpret complex data.

Responsibilities

• Build and lead high-performing teams.
• Review and improve fraud processes and controls.
• Drive operational excellence through technology.
• Establish and monitor key performance indicators.
• Stay updated on regulations and best practices.
• Manage operations in a fast-paced environment.

Skills

Financial crime operations experience

Leadership skills

Communication skills

Analytical thinking

Resilience

Job description

Head of Fraud and Financial Crime Operations

Cardiff

We’re Capital on Tap 👋 💳 Capital on Tap was founded with the mission to help small business owners and make their lives easier. Today, we provide an all-in-one business credit card & spend management platform that helps business owners save time and money. Capital on Tap proudly serves over 200,000 businesses across the world and our goal is to help 1 million small businesses by 2030.

Why Join Us? We empower you to be innovative and solve complex problems. Take ownership, make an impact, and thrive in our scaling and agile environment.

🏡🏢 This is a Hybrid role; the FinCrime team within Customer Operations work from our Cardiff Offices 3 days per week.

The Role 🚀

We are looking for a seasoned first-line operational leader in Financial Crime and Fraud to manage our first-line teams serving UK and US customers. This critical role is responsible for effective risk management, implementing and monitoring robust controls and leading multi-disciplinary teams. You will collaborate cross-functionally to ensure alignment across Capital on Tap driving best in class risk management and operational excellence.

Responsibilities

• Build and lead high-performing teams prioritising professional growth, personal development, engagement, recognition and a shared sense of purpose.
• Review and improve financial crime fraud processes, procedures, systems, and controls to drive continuous enhancement, strengthen the control environment and enhance customer trust.
• Drive operational excellence by leveraging technology to streamline processes, mitigate risk and enhance the customer experience.
• Establish and monitor key performance indicators (KPI’s) to track performance and identify areas for improvement.
• Stay current on regulations, legislation, industry best practice, and innovation in financial crime risk.
• Manage financial crime and fraud operations in a fast‑paced environment, adapting to constant changes and engaging cross‑functional teams.

Qualifications

• A senior leader with extensive experience in financial crime and fraud operations, specifically for business customers.
• A highly effective communicator with excellent leadership skills, capable of fostering effective interaction and collaboration with key stakeholders.
• A subject matter expert who has a deep understanding of financial crime and fraud regulatory and legal requirements with a vast experience in conducting risk assessments and designing and testing mitigating controls.
• An excellent understanding of traditional and emerging financial products and their associated risks.
• A proven track record of successfully leading and managing high‑performing teams within a fast‑paced and dynamic environment.
• Analytical thinker with the ability to interpret complex data and implement evidence‑based decisions.
• An adaptable, pragmatic and resilient leader with a hands‑on approach to problem solving.

Excited to work here? Apply! If you’d like to progress your career within our fast-growing, profitable fintech then click apply and we will aim to get back to you within 3 working days (during busy periods this could take up to 5 working days.)