Credit Risk Strategy Designer — Decisioning & Growth

Secure Trust Bank PLC; Metropolitan Borough of Solihull; Hybrid; GBP 45,000 - GBP 60,000; Full time

Job summary

A leading financial institution in the UK is seeking a Strategy Designer to create and implement credit strategies to ensure customer safety and business growth. This role demands a strong command of Decisioning Platforms, coding skills (LUA or Python), and at least two years of Credit Risk experience in financial services. Join a collaborative team that values diverse perspectives and provides opportunities for professional development. Enjoy a competitive salary and hybrid working arrangements.

Benefits

Professional development opportunities

Competitive salary and benefits

Hybrid working options

Qualifications

• Proven experience with Decisioning Platforms and end-to-end delivery of credit strategies.
• Ability to interpret business requirements and design technical solutions using analytical tools.
• At least two years’ experience in Credit Risk within retail banking or financial services.

Responsibilities

• Design, build, and manage product-specific credit strategies, scorecards, and policy rules.
• Ensure governance and compliance for changes to UAT or Production environments.
• Build strong relationships with Credit Reference Agencies and third-party partners.

Skills

Decisioning Platforms

Analytical tools proficiency

Coding (LUA or Python)

SAS

Excel

SQL

Job description

A leading financial institution in the UK is seeking a Strategy Designer to create and implement credit strategies to ensure customer safety and business growth. This role demands a strong command of Decisioning Platforms, coding skills (LUA or Python), and at least two years of Credit Risk experience in financial services. Join a collaborative team that values diverse perspectives and provides opportunities for professional development. Enjoy a competitive salary and hybrid working arrangements.