Director - Financial Institutions (m|f|x)

E Fundresearch; City of London; On-site; GBP 100,000 - 130,000; Full time

Job summary

A leading credit rating agency in London is seeking a Director for Financial Institutions to assess credit risk for a portfolio of banks. This role demands extensive analytical skills and a solid understanding of banking regulations. Candidates should have at least 10 years of experience in a relevant role and hold a Master's degree in a related field. This position offers long-term career growth and requires proficiency in English, with additional languages considered an asset.

Qualifications

• At least 10 years of relevant experience with a financial institution.
• Comprehensive understanding of European banking regulations and trends.
• Fluent in written and spoken English, other European languages valued.

Responsibilities

• Assessing credit risk and monitoring ratings for a portfolio of banks.
• Leading rating committee discussions and preparing reports.
• Engaging with bank executives and market participants.

Skills

Credit risk assessment

Analytical skills

Financial analysis

Regulatory knowledge

Interpersonal skills

Self-organization

Education

Master's degree in finance, banking, economics, statistics, or mathematics

Tools

VBA

PowerBi

Macrobond

S&P CapIQ

Job description

Director - Financial Institutions (m|f|x) London

Scope is looking for a talented, dynamic and results-oriented senior rating analyst to join Scope’s Financial institutions team based in the UK. You will be joining a dynamic, friendly and international team with analysts located in London. You will be responsible for assessing credit risk and monitoring existing ratings on your own portfolio of banks and NBFIs, liaising with issuers and market participants and regularly publishing research on key credit topics affecting your coverage. As part of your rating work, you will interact with bank executives, regulators, investors and journalists. In addition, you will play a vital part in the development of new methodologies and work closely with other team members to take the next step in further developing Scope’s presence and recognition.

The position offers long term significant career opportunities for high performing analysts

About Scope

Scope Ratings GmbH is part of the Scope Group with headquarters in Berlin and offices in Frankfurt, London, Madrid, Milan, Oslo and Paris. As the leading European credit rating agency, the company specialises in the analysis and ratings of financial institutions, corporates, structured finance, project finance and public finance. Scope Ratings’ credit risk analysis is opinion-driven, forward‑looking and non‑mechanistic, an approach that adds to a greater diversity of opinion for institutional investors. Scope Ratings is a credit rating agency registered in accordance with the EU rating regulation and operating in the European Union with ECAI status.

• Carry primary analytical responsibility for a portfolio of up to 20 banks and non-bank financial institutions in several European countries.
• Lead rating committee discussions, being responsible for rating recommendations and associated communications, including press releases and rating reports.
• Monitor existing ratings and recommend reviews and changes on a timely basis as necessary.
• Act as main communication point of contact between Scope and its clients.
• Attend, and act as a lead rating analyst on meetings with bank representatives, including senior management.
• Produce high‑quality, insightful, and forward‑looking research and analytical comments on a timely basis (thematic, name‑specific, market‑specific, etc.)
• Represent Scope Ratings expertise to investors and other market participants, as well as give presentations and briefings at a highly professional level.
• Participate in the development of Scope’s analytical capabilities, tools and methodologies
• At least 10 years of relevant experience with internationally recognized financial institution such as a rating agency, investment bank, consultancy firm or asset manager, ideally with a focus on bank credit analysis.
• Master's degree in finance, banking, economics, statistics, mathematics, or equivalent qualification.
• Solid understanding of European bank regulations and banking trends.
• Extensive knowledge of different classes of bank liabilities and their risk drivers.
• Excellent familiarity with numbers and accounting concepts applicable to banks, as well as with financial ratios relevant for bank analysis.
• High degree of self‑organization with a demonstrated ability to deliver on projects and meet challenging internal and external deadlines
• Reliability and accountability, including the willingness to take responsibility in a proactive fashion.
• Strong analytical and problem‑solving skills, including the ability to think outside of the box and constructively challenge the status quo.
• Excellent interpersonal skills, including the ability to flawlessly communicate via remote channels with colleagues and clients.
• Confident and professional appearance
• Proficient use of VBA, PowerBi, Macrobond or S&P CapIQ are a plus.
• Proficient written and oral communication in English. Fluency in other European languages is highly valued.

f this sounds like a journey for you, we look forward to learning more from your convincing application. Please note: For non‑UK applicants, a valid work and residence permit is a prerequisite for this job position. Unfortunately, we are unable to sponsor relocations or visa to the UK.

What we want to see

• Copy of your university degrees and certificates
• Criminal record certificate (can be provided at a later date)
• At least 3 letters of reference (can be provided at a later date)