Credit & Commercial Senior Analyst

Lendable Ltd; City of London; On-site; GBP 80,000 - 100,000; Full time

Job summary

A leading fintech company in London is seeking a Credit & Commercial Senior Analyst to drive the pricing strategy and optimize business performance. The ideal candidate will have strong analytical skills, experience with Python and SQL, and a strategic mindset. This role offers a collaborative work environment, with flexible remote options and top-tier compensation that includes equity.

Benefits

Best-in-class compensation including equity

Flexible work from home options

Fresh, healthy lunches prepared by in-house chefs

Private health insurance coverage

Qualifications

• Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.
• A focus on delivering results that align with both commercial and customer needs.
• Experience working in marketing / growth roles is a plus, but not required!

Responsibilities

• Optimise multi-channel pricing & commercial strategy to grow business.
• Discover insights from data using Python and SQL to optimise strategy.
• Collaborate cross-functionally to improve funnel performance.

Skills

Daily coding experience

Proficiency in Python

Proficiency in SQL

Strategic mindset

Collaboration

Job description

## About the roleWe’re looking for an analytically-minded Credit & Commercial Senior Analyst to work our commercial & pricing strategy in our motor finance team (Autolend). This role is suitable for someone who loves using strong analytics to optimise our business, improve funnel performance while still delivering a good portfolio return.You’ll be entrusted with thought leadership on our commercial strategy, and have a large remit to set up and optimise our pricing to help achieve our objectives.You'll be part of a collaborative, ambitious organisation where ideas are encouraged and bureaucracy is minimal. Your work will have a tangible impact, driving strategic decisions and enhancing our portfolio performance.## **Team's Objectives:**Autolend is building **high performing portfolios**, with bold growth targets and a commitment to responsible lending.Your core responsibilities include:* **Optimising our pricing strategy,** how much to lend and at what interest rate.* **Improving our conversion funnel,** responding to qualitative feedback as well as data insights.* **Building a product that our customers and partners love.**## **How you'll impact those objectives*** Define our multi channel pricing & commercial strategy and continuously optimise it to grow the business while maintaining strong returns* Discover insights from data using tools like Python and SQL to find opportunities and optimise our strategy* Seek out novel strategies and commercial approaches we can take advantage of* Obsess over competitor trends and our performance through our diverse acquisition channels, responding quickly to changes in the market* Collaborate cross-functionally with product, engineering, data, and our external partners to improve funnel performance* Monitor and assess the success of implemented strategies and continuously identify areas for improvement.## What you'll need to succeed* Daily coding experience, with proficiency in Python and SQL ideally* Proven experience in credit risk or commercial strategy roles, ideally within consumer lending.* A strategic mindset and the ability to translate complex data into clear, actionable decisions.* A focus on delivering results that align with both commercial and customer needs.* A collaborative, open approach and a willingness to challenge your own assumptions* Experience working in marketing / growth roles is a plus, but not required!## Interview ProcessWe’re not corporate, so we try our best to get things moving as quickly as possible.* An initial phone conversation with a member of our team.* Onsite interviews, including a practical case study and team conversations.* A final discussion with a member of our executive leadership (C-suite).* The opportunity to scale up one of the **world’s most successful** fintech companies* **Best-in-class** compensation, including equity* You can work from home **every Monday and Friday** if you wish - on the other days we all come together IRL to be together, build and exchange ideas* **Our in-house chefs** prepare fresh, healthy lunches in the office every Tuesday-Thursday* We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to **private health insurance*** We're an **equal opportunity employer** and are keen to make Lendable the most inclusive and open workspace in London