Portfolio Manager & Specialist Mortgages & Bridging

Institute of Project Management; Greater London; On-site; GBP 80,000 - 100,000; Full time

Job summary

A financial services organization in Greater London seeks a detail-oriented Portfolio Manager to manage bridging and specialist mortgage accounts. Responsibilities include loan monitoring, cashflow analysis, and ensuring compliance with credit policies. Ideal candidates will have experience in property lending, strong analytical abilities, and customer-focused mindsets. The role offers competitive remuneration, a discretionary annual bonus, and various employee benefits along with opportunities for professional development.

Benefits

Competitive remuneration

Discretionary annual bonus

Private Medical Insurance (Bupa)

25 days annual leave + Holiday Buy Scheme

Cycle to Work Scheme & Green Car Scheme

Enhanced family leave policies

Study support & professional memberships

Interest‑free season ticket loan

Qualifications

• Experience in property lending or development finance within banking.
• High attention to detail and accuracy in all aspects of work.
• Solid understanding of risk management and credit stewardship.

Responsibilities

• Monitor loan expiries, extensions, and construction milestones.
• Prepare high‑quality credit proposals for amendments to existing facilities.
• Act as the first point of contact for customers, brokers, and internal stakeholders.

Skills

Strong understanding of bridging finance and refurbishment‑led lending

Proven ability to manage multiple priorities in a fast‑paced environment

Strong analytical skills

Customer‑focused mindset

Confident communicator

Tools

Phoebus

Keystone

Tableau

Job description

• Location London, England, United Kingdom

About The Role

We’re looking for a detail‑oriented and commercially minded Portfolio Manager to join our Portfolio Management team within Bridging Finance and Specialist Mortgages.

This role plays a pivotal part in managing and supporting a portfolio of bridging and specialist mortgage accounts — including refurbishment lending across light, medium, and heavy refurb projects. Acting as the primary point of contact for customers, brokers, and internal teams, you’ll ensure strong credit stewardship, proactive portfolio oversight, and an excellent customer journey throughout the lifecycle of each facility.

This is an excellent opportunity for someone with property lending or development finance experience who thrives in a fast‑paced, collaborative environment.

Responsibilities

• Monitor loan expiries, extensions, construction milestones, interest tranches, and part releases
• Prepare and oversee monthly time‑delay and cost overrun analysis
• Perform cashflow analysis against approved credit to identify material variances
• Monitor early warning indicators and elevate concerns in line with bank policy
• Act as the first point of contact for customers, brokers, and internal stakeholders
• Approve advances, materials on site, and payments within delegated authority
• Maintain accurate portfolio records and monitoring systems
• Prepare high‑quality credit proposals for amendments to existing facilities
• Ensure compliance with HTB’s credit policies and procedures
• Produce clear and accurate management information and reporting
• Work closely with lending, underwriting, and risk teams
• Support department and bank‑wide projects as required
• Contribute proactively to a collaborative and high‑performing team environment

About You

Experience: Experience in property lending or development finance within banking or property services

Skills:

• Strong understanding of bridging finance and refurbishment‑led lending
• Proven ability to manage multiple priorities in a fast‑paced environment
• Strong analytical skills with the ability to interpret and present complex information
• High attention to detail and accuracy in all aspects of work
• Customer‑focused mindset with a track record of delivering excellent service
• Solid understanding of risk management and credit stewardship
• Confident communicator with the ability to engage brokers and internal stakeholders
• Experience using Phoebus, Keystone, or Tableau is desirable
• Competitive remuneration
• Discretionary annual bonus
• Annual pay review
• Private Medical InsuranceBupa)
\
• 25 days annual leave (increasing with service) + Holiday Buy Scheme
• Cycle to Work Scheme & Green Car Scheme
• Enhanced family leave policies
• Study support & professional memberships
• Interest‑free season ticket loan

About Company

If you enjoy managing complex lending portfolios and want to play a key role in supporting property investors through refurbishment and development projects, we’d love to hear from you.