Loans Administrator

Triodos Renewables (Kessingland) Ltd; Bristol; Hybrid; GBP 30,000 - 35,000; Full time

Job summary

A prominent renewable energy company located in Bristol is seeking a Loan Administrator for a full-time position. This essential role involves documenting and managing the loan process, advising on lending terms, and ensuring compliance with legal requirements. Candidates should possess banking experience, strong communication skills, and proficiency in Word and Excel. The role offers a competitive salary of £30,000 to £35,000, coupled with a comprehensive benefits package, including a non-contributory pension and flexible working arrangements that allow for hybrid office/home working.

Benefits

Non-contributory pension scheme

Life Assurance

Income Protection

Private Medical Insurance

Health Cash Plan

27 days annual leave

Wellbeing allowance

Cycle to work scheme

Qualifications

• Experience in a reputable bank or financial institution.
• Solid understanding of lending function and credit risk principles.
• Proactive and organized, with the ability to manage workload under pressure.

Responsibilities

• Document and secure new and existing loan facilities.
• Provide guidance on lending terms to Relationship Managers.
• Manage the end-to-end loan process and generate reports.
• Identify process gaps and implement improvements.

Skills

Strong communication skills

Banking procedures knowledge

IT proficiency in Word and Excel

Organizational skills

Job description

The Opportunity

We are delighted to offer an exciting opportunity for a Loan Administrator to join our Bristol head office on a full-time, permanent basis. This is a key role within our Business Banking department, where you will be responsible for documenting and securing new and existing facilities, overseeing the loans process through to payout, and completing all associated administration. You will provide guidance and advice to Relationship Managers on technical lending and security matters, as well as generate and monitor loan reports.

This position offers a rewarding challenge, along with excellent prospects for learning, development, and professional growth. We offer flexible, hybrid working arrangements - typically requiring two days per week in our Bristol office, with the option to work from home on other days.

Key Responsibilities – You will be required to:

• Prepare and maintain accurate loan documentation, ensuring all legal and security requirements are met and recorded.
• Advise Relationship Managers on lending terms, conditions, and technical matters to ensure the Bank’s interests are protected.
• Manage the end-to-end loan process, including facility set-up, drawdowns, repayments, restructures, and the release of security.
• Monitor and update the Bank’s loan book and portfolio data, maintaining accurate records and generating reports as required.
• Identify and address process gaps, implementing improvements to enhance efficiency and data integrity.
• Liaise with internal and external stakeholders to clarify requirements, resolve issues, and ensure smooth completion of lending processes.
• Support audit and governance standards by maintaining up-to-date electronic and paper files, and raising invoices for legal fees and recoverable costs.

What we are looking for:

We are seeking a candidate with strong experience gained in a reputable bank or financial institution, who brings a solid understanding of the lending function and credit risk principles. You should be confident in applying your knowledge of banking procedures and requirements to new situations, able to work both independently and collaboratively, and demonstrate strong commercial awareness. Excellent communication skills are essential, as you’ll be engaging with a range of internal and external stakeholders, providing clear and confident guidance. Strong IT skills, particularly in Word and Excel, are important, as is the ability to quickly synthesise complex information and apply it effectively. Experience in perfecting loan security and familiarity with loans administration is desirable, as is an affinity with Triodos’ values and mission. If you are proactive, organised, and comfortable managing a busy workload under pressure, we would love to hear from you.

What we offer

In return for your hard work and expertise, you will receive a competitive full time equivalent salary of between £30,000 and £35,000 depending on experience, plus access to our extensive benefits package, where most of our benefits are non-contributory.

Our benefits include:

• Non-contributory pension scheme from your first day of 8% in year 1 and 10% from year 2 onwards
• Life Assurance (worth 4 times basic pay)
• Income Protection - 75% of basic pay after 13 weeks sick and following six months service
• Private Medical Insurance with optional enhanced or HCP family coverage
• A Health Cash Plan
• Vitality Leave – After 5 years of service, you will be able to take a sabbatical of up to 3 months. This benefit is then available after every 7 years of service thereafter.
• 27 days (Full Time Equivalent) annual leave plus bank holidays per annum increasing to 30 days after 2 years’ service
• A buy and sell holiday scheme of up to 5 days (Full Time Equivalent) up to maximum of 35 days total annual leave
• 5 days fully paid carers leave
• A wellbeing allowance of £200 a year
• Cycle to work scheme
• Refer a Friend scheme

We are committed to diversity and inclusion and would therefore welcome applications for candidates from underrepresented and neurodiverse backgrounds. We value that receiving applications from candidates with diverse backgrounds is key in supporting our inclusive organisation to grow. We don’t want to miss out on candidates who feel they don’t exactly match the job description requirements, so if this is a role that sounds interesting to you, and you feel you could add value to the role please do apply. You could be exactly what we need!

Triodos reserve the right to close the vacancy once sufficient applications are received, so please do apply asap if this opportunity is of interest to you.

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