Fraud Specialist

AnaVation LLC; Manchester; Hybrid; GBP 35,000 - GBP 45,000; Full time

Job summary

A financial services company is seeking a Fraud Specialist to manage and investigate fraud cases across its products. You’ll conduct thorough investigations, maintain communication with customers, and support fraud prevention initiatives. Ideal candidates will have experience in fraud detection, excellent communication skills, and the ability to work under pressure. This hybrid role requires 2-3 days in the Manchester office each week, with flexible working options available.

Benefits

Flexible working options

Work life balance

Diversity and inclusion initiatives

Qualifications

• Proven experience of working in a similar fraud detection/prevention role within a financial institution.
• Knowledge of Fraud and AML laws and regulations.
• Ability to prioritize tasks and cases effectively.

Responsibilities

• Conduct end-to-end investigations into suspected fraud cases.
• Review fraud claims and suspicious activity alerts.
• Maintain clear communication with customers during investigations.
• Support fraud prevention through risk-based decisions.
• Liaise with external parties for intelligence sharing.

Skills

Experience in fraud detection/prevention

Excellent communication skills

Attention to detail

Ability to work under pressure

Team player

Tools

Salesforce

Job description

Our Story

Hello there. We’re Zopa.

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count.Want to see us in action? Follow us on Instagram @zopalife

As a Fraud Specialist at Zopa, you will be responsible for reviewing and managing daily fraud cases, as well as investigating fraud cases across all Zopa products. This role requires a keen eye for detail, the ability to gather key evidence to support a claim or investigation (including experience in document review and call listening of suspicious contacts), and an inquisitive nature.

Working pattern

This is a hybrid role, with the team working in the office three days a week.

Your working week will consist of 7.5 hour shifts scheduled between 8:00 am and 8:00 pm, Monday to Friday. You will also be required to work one day of the weekend every other week, from 9:00 am to 5:30 pm, which will be worked remotely. If you work a weekend day, you will receive a day off during the week in lieu.

In addition, you will be required to work on two bank holidays per year, for which you will receive time off in lieu.

A day in the life

• Conduct end-to-end investigations into suspected fraud cases, ensuring findings are clearly documented and outcomes are well‑reasoned


• Review fraud claims and suspicious activity alerts, gathering relevant evidence and escalating where appropriate


• Maintain clear communication with customers during investigations, managing expectations and providing updates


• Support fraud prevention through risk‑based decisions on applications and transactions, ensuring compliance with regulatory requirements


• Liaise with external parties (e.g., banks, law enforcement, fraud prevention agencies) when required to share intelligence or resolve cases


• Escalate suspected first‑party fraud and contribute to internal reporting processes


• Provide guidance, training, and support to colleagues on fraud‑related queries and referrals


• Assist team leaders and seniors with ongoing fraud prevention initiatives and process improvements.

About you

• Proven experience of working in a similar fraud detection/prevention role within a financial institution


• Previous experience and knowledge of the use of Cifas and Visa


• Knowledge of Fraud and AML laws and regulations


• High level of attention to detail with regard to documentation examination


• Excellent communication and customer service skills


• Ability to work under pressure and able to prioritise tasks and cases


• Adaptable in a fast‑paced environment


• A team player that acts with integrity and treats our customers and associates with respect


• Bonus points for:Previous experience using Salesforce


• Have knowledge of the rules, regulations and reputational risks to further improve the fraud investigation’s processes


• Experience working across multi‑products.

At Zopa we value flexible ways of working.

We value face‑to‑face collaboration and a good work‑life balance. This hybrid role requires you to come to our Manchester office 2‑3 days a week. (WeWork, Dalton Place, 29 John Dalton Street, M2 6WF.)

You’ll also have the option of working from abroad for up to 120 days a year!* But no matter where you are, we’ll make sure you’ve got everything you need to thrive, both in your work and home life, from day one.

*Subject to having the right to work in the country of choice

Diversity Statement

Zopa is proud to offer a workplace free from discrimination. Diversity of experience, perspectives, and backgrounds leads to better products for our customers and a unique company culture for our people. We are made up of nearly 50 nationalities, have a DE&I forum made up of Zopians wanting to make a difference and we are proud of our culture where everyone can bring their full self to work. Our approach to DE&I is reflected in our hiring process so please let us know if you require any reasonable adjustments.