Senior Data Scientist, Credit Risk — SME Lending Impact

Methodfi; Greater London; On-site; GBP 60,000 - GBP 90,000; Full time

Job summary

A fintech company in Greater London is looking for a Senior Data Scientist to drive the development of credit risk and pricing models for its lending products. This role involves end-to-end leadership of model initiatives, working closely with multiple teams to ensure operational robustness and commercial impact. Ideal candidates will have strong credit modelling expertise, proficiency in Python and SQL, and a quantitative degree. Join a mission-focused team committed to making a positive impact for small businesses.

Benefits

Continuous learning opportunities

Supportive community

Comprehensive benefits

Qualifications

• Strong experience in credit risk modelling for SME lending.
• Excellent applied quantitative skills, including machine learning.
• Commercial mindset with actionable recommendations.

Responsibilities

• Translate credit problems into modelling requirements.
• Lead development of statistical models for credit risk.
• Monitor model performance and enhance for accuracy.
• Contribute to the credit decision framework.

Skills

Credit risk modelling for SME lending

Machine learning techniques

Python

SQL

Communication skills

Problem solving

Education

Degree in Mathematics, Statistics, Engineering or related field

Job description

A fintech company in Greater London is looking for a Senior Data Scientist to drive the development of credit risk and pricing models for its lending products. This role involves end-to-end leadership of model initiatives, working closely with multiple teams to ensure operational robustness and commercial impact. Ideal candidates will have strong credit modelling expertise, proficiency in Python and SQL, and a quantitative degree. Join a mission-focused team committed to making a positive impact for small businesses.