Senior Product Manager (UK Cards)

Lendable Ltd; City of London; On-site; GBP 70,000 - 90,000; Full time

Job summary

A fintech company seeks a Senior Product Manager to lead the credit card product team. This role involves managing product strategies, driving growth, and collaborating across teams to enhance product delivery while focusing on data-driven decision-making. Ideal candidates should have experience in product management and possess strong analytical and communication skills. Flexible work options with full compensation package provided.

Benefits

Flexible working hours

Private health insurance

Fresh lunches provided

Equity options

Qualifications

• Experience in a product, analytical, or commercial role within Tech, Finance, or Management Consulting.
• A bias for action and high attention to detail.
• Experience with numerical analysis.

Responsibilities

• Own and drive the strategy and growth of a vertical within the cards business.
• Manage the delivery of the credit card proposition and define product roadmaps.
• Champion data-driven decision-making and measure outcomes.

Skills

Product management experience

Analytical skills

Data-driven decision making

Communication skills

Collaboration

Tools

SQL

Excel

Job description

## About the roleWe’re looking for an experienced, strategic, and data-driven **Senior** **Product Manager (PM)** to join our Credit Card Product team. We launched our Credit Card in the UK in 2020 and in the US in 2024. We are now working on scaling our customer base exponentially. As a member of the Product team, you will play a key role in helping us achieve our ambitious goals.The Zable credit card is a Mobile App-first product targeted at the credit builder customer segment in the UK and the US. We give customers the power to build their credit rating over time while offering them a flexible line of credit that meets their spending needs sustainably.This role will cover all aspects of credit card product management, and you will be given the freedom to define new features and manage projects end to end, including:* Shaping our mobile App experience to empower customers to manage their finances* Optimising how we acquire new customers for speed and efficiency* Improving our underwriting capabilities to support best-in-class credit decisions* Building tools which maximise efficiency for our Customer Service and Fraud teams* Finding new ways to support customers who may be experiencing financial difficultyPMs at Lendable work closely with teams such as Engineering, Credit, Growth and Operations to drive their product and take the business to the next level. It’s your job to break down complex tasks into bite sized deliverables and prioritise projects according to their maximum impact. While high quality delivery is a key part of this role, we encourage all our teams to look at the big picture and help Lendable grow.**What we're looking for*** **Experience in a product, analytical or commercial role** within Tech, Finance or Management Consulting* **Bonus**: Experience working in start-up/scale-up environment preferred but not required* **Bonus**: Experience in credit cards, lending, or fintech is a plus, but not a requirement* **A bias for action**: you move fast, get things done, and iterate quickly based on feedback* **Possess high attention** to detail and a “sweat the small things” approach to delivering a high quality product to our customers* **Are data-driven**: you are comfortable challenging assumptions or being challenged to ensure good decisions are supported by data.**What you'll be working on*** Own and drive the strategy, execution, and growth of a vertical within our expanding cards business.* **Managing the delivery** of our credit card proposition; define product roadmaps, break down complex problems into actionable steps, and **prioritise ruthlessly** based on impact.* **Champion data-driven decision-making**, measuring outcomes, and iterating quickly based on learnings.* Working alongside other **Product Managers** and an **Engineering Team** to define the product roadmap* **Testing and measuring** the impact of new releases and experiments* **Liaising across teams** (data science, Operations, developers etc.) to deliver new features and ideas* Navigate a **fast-paced, evolving fintech landscape**, balancing innovation with compliance and risk management.* Partnering with **design** to ensure our customers’ needs are always **at the heart** of what we’re building**How you will contribute to the Product Team’s objectives*** **Autonomy**; you are comfortable managing a product line + Prioritising product features independently + Creating **new features** based on discussions and requirements from the wider business + Running **standups** and **weekly planning sessions** with the engineering team + Being **accountable** for product delivery and the commercial impacts + Collaborating with other business teams, allowing you to make many small decisions that **impact features** within the product + Optimising developer time with an engineering mindset to maximise business impact + Identifying bottlenecks early and working out the dependencies that may block the product development well ahead of time* **Problem solving**; consistently breaking down complex business problems into bite sized chunks. Complex tasks **don’t** intimidate you and you are able to break down a complex problem into parts* **Analysis;** you have experience with **numerical analysis** - at least excel, ideally some SQL. We will teach you the tools (SQL), but you need to feel very comfortable with numbers. You have used data to drive real-world actions* **Communication and leadership skills**; you can communicate **clearly and succinctly**, orally and in writing; you enjoy a lively discussion. You effortlessly adjust your communication to suit your audience, from business owners to engineers. You don’t have a massive ego and you are happy to change your mind when presented with a good argument* **Collaboration**; you have established close relationships with key stakeholders across data science, developers, compliance, customer service allowing you to quickly assemble cross functional teams for product delivery* **Working at speed**; you make things happen. You are not afraid **to roll up your sleeves** and take responsibility for implementation and design decisions. You work at speed and enjoy a healthy dose of pressure* **Process management**; a solid understanding of the software development life cycle and how product can support each stage* **Agility**; not just Agile (Scrum or Kanban would be nice) but adaptability to thrive in an unstructured, fast-moving and constantly evolving high growth environment**Interview process*** A Quick introduction call with someone from the Talent Team or Product Team* A take-home exercise to complete in your own time + take-home debrief (via video)* Final rounds:1. Cultural Interview with some wider team leads2. MD interview3. Head of Product / Group PM interview4. CPO* The opportunity to scale up one of the **world’s most successful** fintech companies* **Best-in-class** compensation, including equity* You can work from home **every Monday and Friday** if you wish - on the other days we all come together IRL to be together, build and exchange ideas* **Our in-house chefs** prepare fresh, healthy lunches in the office every Tuesday-Thursday* We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to **private health insurance*** We're an **equal opportunity employer** and are keen to make Lendable the most inclusive and open workspace in London