Senior Motor Underwriter

Direct Line Group; City of London; On-site; GBP 60,000 - 80,000; Full time

Job summary

A leading insurance provider in the United Kingdom is seeking a Senior Motor Underwriter. This role involves managing portfolios, improving risk management, and ensuring compliance with industry standards. Candidates should have experience in personal lines insurance and strong analytical capabilities. This position offers a hybrid work model, allowing flexibility for work-life balance, alongside great benefits including pension contributions and employee discounts.

Benefits

9% employer-contributed pension

50% off home, motor, and pet insurance

Optional health and dental insurance

Up to 10% AIP bonus

EV car scheme

Generous holidays

Buy-as-you-earn share scheme

Employee discounts and cashback

Qualifications

• Experience managing portfolios in personal lines insurance, ideally motor.
• Experience of fraud controls at point of quote.
• Proven track record of using underwriting expertise.
• Comfortable analysing data to inform decision-making.
• Understanding of relevant insurance regulations and legislation.
• Ability to innovate in a fast-paced environment.

Responsibilities

• Manage portfolio of core motor products and propose actions for improvement.
• Use analytical skills to broaden customer reach profitably.
• Maintain risk management culture and controls processes.
• Monitor underwriting trends and compliance.
• Participate in industry events for best practices.
• Collaborate with counter-fraud teams.
• Enhance underwriting controls and criteria.

Skills

Analytical skills

Interpersonal skills

Stakeholder management

Innovation

Tools

SQL

Data analysis tools

Job description

Join to apply for the Senior Motor Underwriter role at Direct Line Group.

Direct Line Group (DLG) is evolving, and across every facet of our business, our teams are embracing new opportunities and putting customers at the heart of everything they do. By joining us, you’ll have the opportunity to not only be recognised for your skills but also encouraged to build upon them and empowered to do your absolute best. Pricing and underwriting is a complicated world where historical data, geospatial information, and mathematical models meet talented analysts. Pricing our products is a fine line between balancing our business goals and customer needs. That’s why our pricers and underwriters are the best of the best: they reduce risk and predict future events, ensuring our business can continue to grow while each consumer gets the best price.

What You’ll Be Doing

• Portfolio management of our core motor products, reviewing performance and proposing action for continuous improvement.
• Using analytical skills to identify ways to profitably broaden our reach to more customers.
• Ensuring a strong risk management culture, appropriate risk management and controls processes are actively maintained.
• Monitoring industry underwriting trends and regulatory changes to keep our motor insurance products relevant, competitive and compliant.
• Participating in industry events and conferences to stay up to date on best practices.
• Working collaboratively with counter‑fraud teams.
• Ensuring underwriting criteria supports the delivery of financial targets and positive customer outcomes.
• Enacting and enhancing underwriting controls.
• Working with a multi‑disciplined trading team.

Our hybrid model offers a ‘best of both worlds’ approach. You’ll be in the office at least 2 days a week, depending on your role and team.

What You’ll Need

• Experience managing portfolios in a personal lines insurance product, ideally motor.
• Experience of fraud controls at point of quote.
• Proven track record of using underwriting expertise to make a positive difference.
• Comfortable analysing data to inform decision‑making – experience using data analysis tools a must, SQL experience desirable.
• Understanding of relevant insurance regulations & legislation.
• Great interpersonal skills & stakeholder management, dealing with stakeholders of all levels.
• Ability to innovate & work in a fast‑paced environment across a breadth of initiatives.

Benefits

• 9% employer‑contributed pension.
• 50% off home, motor and pet insurance plus Green Flag breakdown cover.
• Optional health and dental insurance.
• Up to 10% AIP bonus.
• EV car scheme allowing all colleagues to lease a brand‑new electric or plug‑in hybrid car in a tax‑efficient way.
• Generous holidays.
• Buy‑as‑you‑earn share scheme.
• Employee discounts and cashback.
• Plus, many more.

We want everyone to get the most out of their time at DLG. That’s why we’ve looked beyond the financial rewards and created an offer that takes your whole life into account. We support our people to work at their best, whatever that looks like, and offer real choice, flexibility, and a greater work‑life balance that means our people have time to focus on the things that matter most to them.

Direct Line Group is an equal opportunity employer, and we think diversity of background and thinking is a big strength in our people. We're delighted to feature as one of the UK's Top 50 Inclusive Employers and are committed to making our business an inclusive place to work, where everyone can be themselves and succeed in their careers. If you need any adjustments to our recruitment process, please speak to the recruitment team who will be happy to support you.