Senior Embedded Finance Credit Risk Analyst - Hybrid

Lloyds Bank plc; Chester; Hybrid; GBP 43,000 - 49,000; Full time

Job summary

A leading UK bank seeks a Senior Credit Analyst to join their Embedded Finance Credit Risk team. This full-time position, based in Chester, Halifax, or Leeds, offers a hybrid working pattern. The ideal candidate will possess strong analytical skills, coding experience in SAS and SQL, and a good understanding of credit risk processes. Additionally, the role involves monitoring portfolio performance, developing credit strategies, and collaborating across teams to support business growth. Attractive benefits including a generous pension and performance-related bonuses are on offer.

Benefits

Generous pension contribution of up to 15%

Annual performance-related bonus

Share schemes including free shares

Discounted shopping benefits

28 days' holiday plus bank holidays

Wellbeing initiatives and generous parental leave policies

Qualifications

• Must have strong analytical skills and a degree in a numerate subject.
• Practical experience with analytical software such as SAS and SQL is required.
• Experience in credit risk in retail banking is advantageous.

Responsibilities

• Work with tools to manipulate and interrogate data for credit risk.
• Monitor portfolio performance and conduct analyses to identify trends.
• Develop and oversee credit strategies for new products.

Skills

Strong numerate skills

Coding experience with SAS and SQL

Analytical problem-solving

Effective communication

Self-starter

Growth mindset

Credit Risk knowledge

Education

Degree in a numerate subject or equivalent experience

Tools

SAS

SQL

Excel

PowerPoint

Job description

A leading UK bank seeks a Senior Credit Analyst to join their Embedded Finance Credit Risk team. This full-time position, based in Chester, Halifax, or Leeds, offers a hybrid working pattern. The ideal candidate will possess strong analytical skills, coding experience in SAS and SQL, and a good understanding of credit risk processes. Additionally, the role involves monitoring portfolio performance, developing credit strategies, and collaborating across teams to support business growth. Attractive benefits including a generous pension and performance-related bonuses are on offer.