Senior Credit Risk Analyst - In-Life Lending (Data-Driven)

The Very Group; Liverpool; Hybrid; GBP 45,000 - 55,000; Full time

Job summary

A leading retail firm in the UK seeks a Senior Credit Risk Analyst for a 12-month fixed-term contract. In this role, you will optimise lending strategies, analyse customer behaviour, and implement changes to enhance decision-making and customer experience. The ideal candidate should have a degree or equivalent experience, along with strong analytical and technical skills in SQL, SAS, and Excel. The firm offers an inclusive culture, hybrid working, and a range of competitive benefits.

Benefits

Flexible, hybrid working model

Inclusive culture

£1000 flexible benefits allowance

30 days holiday + bank holidays

LinkedIn learning access

Bonus potential

Up to 25% discount on Very.co.uk

Matched pension up to 6%

Qualifications

• Degree educated or practical experience in a similar role.
• Highly proficient with SQL and SAS, advanced Excel skills.
• Experience in Credit Risk or credit lending is advantageous.

Responsibilities

• Optimise lending strategies using data-driven insights.
• Analyse customer behaviour and provide actionable recommendations.
• Implement systemic changes for improved decision-making.

Skills

Analysis

SQL

SAS

Microsoft Excel

Credit Risk

Problem-solving

Education

Degree in a relevant field or equivalent experience

Tools

Power BI

Job description

A leading retail firm in the UK seeks a Senior Credit Risk Analyst for a 12-month fixed-term contract. In this role, you will optimise lending strategies, analyse customer behaviour, and implement changes to enhance decision-making and customer experience. The ideal candidate should have a degree or equivalent experience, along with strong analytical and technical skills in SQL, SAS, and Excel. The firm offers an inclusive culture, hybrid working, and a range of competitive benefits.