Retail Credit Underwriter | Flexible Hours & Perks

Secure Trust Bank PLC; Cardiff; Hybrid; GBP 30,000 - 40,000; Full time

Job summary

A leading financial institution is seeking an Underwriter to assess retail credit applications and make informed lending decisions. The ideal candidate will bring underwriting experience and a strong understanding of lending processes. This role includes a competitive salary, annual bonuses, and a range of flexible benefits in a supportive environment. Join a dynamic team that values diversity and encourages your career growth.

Benefits

Annual bonus scheme

Life assurance

Matched pension contributions

25 days annual leave plus bank holidays

Flexible benefits including private healthcare

Free fruit and hot drinks

Paid volunteering days

Free parking

Qualifications

• Experience in assessing retail credit applications.
• Strong understanding of lending application processes.
• Ability to identify fraudulent applications.

Responsibilities

• Assess credit applications and make lending decisions.
• Ensure compliance with company's lending policies.
• Liaise with departments regarding investigations into fraud.

Skills

Underwriting experience

Consumer lending knowledge

Ability to work under pressure

Attention to detail

Job description

A leading financial institution is seeking an Underwriter to assess retail credit applications and make informed lending decisions. The ideal candidate will bring underwriting experience and a strong understanding of lending processes. This role includes a competitive salary, annual bonuses, and a range of flexible benefits in a supportive environment. Join a dynamic team that values diversity and encourages your career growth.