Onboarding Analyst

VFX Financial PLC; Greater London; Hybrid; GBP 60,000 - 80,000; Full time

Job summary

A leading fintech company in London is seeking an Onboarding Analyst to support their client portfolio. This role involves conducting KYC and risk assessments to ensure compliant onboarding processes. The candidate should have 1-3 years of related experience and strong analytical skills. Benefits include a generous profit-sharing plan, equity options, and hybrid working three days a week. Successful candidates will undergo initial interviews before being invited to an in-person meeting at the London office.

Benefits

Generous Profit Share Plan

Equity via Company Share Option Plan

Competitive salary

Hybrid working

Annual incentive trip

Flexible learning budget

Weekly events

Fully stocked drinks fridge

Qualifications

• 1–3+ years’ experience in onboarding or KYC within fintech or regulated sectors.
• Understanding of corporate structures and regulatory obligations.
• Familiarity with sanctions screening and risk-based decision-making.

Responsibilities

• Conduct KYC and risk assessments for client onboarding.
• Maintain records and audit trails for onboarding decisions.
• Collaborate with various teams to resolve queries.

Skills

Clear communication

Detail-oriented

Analytical thinking

Proactive attitude

Collaborative skills

Job description

About VFX

VFX is a fast-growing FinTech simplifying global trading and cash management for businesses worldwide. We remove complexity so clients can transact globally with confidence. Our tailored, secure, and efficient solutions span FX and international payments, multi-currency accounts, and integrations that make global operations effortless.

With six offices, five regulatory licences, and an 83% CAGR over the past three years, we’re scaling fast and earning industry recognition along the way - including CNBC UK's Top Fintech Companies for 2025, Wealth & Finance FinTech Awards 2025, and the Business Growth Award from Business Awards UK. Behind it all is a team of ambitious VFXers who think like founders, never stop learning, and go the extra mile to help our clients succeed.

About the Role

We’re seeking an Onboarding Analyst to support our first line of defence across a global client portfolio.

You will conduct KYC, due diligence and risk assessments to ensure clients are onboarded in line with regulatory requirements, VFX’s risk appetite, and the expectations of our tier-1 banking partners. Your work will directly support secure client activation and the integrity of our platform.

Key Responsibilities

KYC, Due Diligence & Risk Assessment

• Conduct risk assessments aligned to VFX’s risk appetite and regulatory obligations.
• Escalate higher-risk or complex cases to Senior Analysts or Compliance.
• Maintain robust records, audit trails and clear rationale for onboarding decisions.

Risk Decisioning & Governance

• Conduct thorough risk assessments aligned to VFX’s risk appetite and regulatory obligations.
• Escalate higher-risk or complex cases to Senior Analysts or Compliance.
• Maintain robust records, audit trails, and rationale for all onboarding decisions.

Cross-Functional Collaboration

• Partner with Compliance, Risk, Relationship Management and Transaction Monitoring to resolve queries and obtain required information.
• Share observations on emerging onboarding patterns, typologies or risks.
• Support MI preparation and assist with data or documentation requests for audits or reviews.

Process & Control Enhancement

• Support enhancements to onboarding processes, documentation and workflow efficiency.
• Participate in ongoing systems, policy and control improvements.

Candidate Profile

• Clear communicator with strong written skills and the ability to explain findings concisely.
• Detail-oriented, analytical and able to apply structured thinking to KYC and onboarding assessments.
• Calm, precise and dependable under time-sensitive conditions.
• Proactive, curious and eager to grow within a regulated, fast-moving environment.
• Collaborative, with a willingness to build relationships across multiple teams.

Preferred Background

• 1–3+ years’ experience in onboarding/KYC within fintech, payments, banking or another regulated sector.
• Understanding of corporate structures, CDD/EDD and regulatory obligations.
• Familiarity with sanctions/PEP screening and risk-based decision-making.
• Experience with onboarding workflows, KYC documentation and due diligence processes.
• Comfortable using onboarding or case management systems.

Benefits at VFX

We offer more than just perks — we offer ownership.

Our benefits include:

• Generous Profit Share Plan (PSP)

• Equity via the Company Share Option Plan (CSOP)

• Competitive salary

• Hybrid working 3-days per week at our Aldgate office

• Annual all-expenses paid company incentive trip abroad

• Flexible learning & development budget

• Weekly events like Monday Supper Club, Thursday Happy Hour & regular socials

• Fresh fruit, breakfast staples & fully stocked drinks fridge in the office

PSP & CSOP Details

At VFX, the biggest benefit is the opportunity to act like an owner. Through our Profit Share Scheme (PSP) and Company Share Option Plan (CSOP), every team member has a chance to own a stake in the business and share in the profits.

To show you what that looks like, in 2024, PSP participants received over $1,000,000 USD. From those distributions, more than 80% of eligible VFXers chose to become shareholders — a powerful reflection of the belief and commitment that drives VFX forward.

If you care about building something meaningful, take pride in your work, and are motivated by impact — you’ll thrive here.

Next Steps

If you are successful, you will be contacted for an initial call with our People & Operations Coordinator followed by a 1st stage Teams interview with the hiring manager, and ending with an in-person final stage interview at our London office.