Motor Underwriter

Zurich Insurance Company Ltd; Birmingham; Hybrid; GBP 40,000 - 55,000; Part time

Job summary

A leading global insurance provider is seeking an experienced Motor Underwriter in Birmingham. You will assess motor insurance applications, develop underwriting guidelines, and ensure compliance. The ideal candidate has a strong background in motor insurance and excellent analytical skills. Flexible working arrangements are available.

Benefits

12% defined non-contributory pension scheme

Annual company bonus

Private medical insurance

Option to buy/sell holiday days

Qualifications

• Strong knowledge of risk assessment and underwriting principles.
• Ability to work independently and as part of a team.
• Ability to make decisions using data and judgment.

Responsibilities

• Assess and evaluate motor insurance applications to determine risk levels.
• Develop and implement underwriting guidelines and policies.
• Calculate premiums and establish terms and conditions for motor insurance policies.
• Review and analyze claims data to ensure compliance with underwriting guidelines.

Skills

Previous experience in motor underwriting

Strong knowledge of motor insurance products

Excellent analytical and problem-solving skills

Proficient in using underwriting software

Strong communication and interpersonal skills

Job description

Overview

We are seeking an experienced Motor Underwriter to join our underwriting team in Birmingham. The ideal candidate will have a strong background in motor insurance, a keen eye for detail, and a passion for providing exceptional service. As a Motor Underwriter, you will be responsible for assessing risk, determining policy terms, and ensuring that our motor insurance products are both competitive and profitable.

Working hours: This role is available on a part-time, job-share or full-time basis.

Location: Birmingham

Closing date for applications: 1st October 2025

Flexibility: Many of our employees work flexibly in a variety of different ways, including part-time, flexible hours, job share, an element of working from home or compressed hours. This is because we want the best people for our roles, and we recognise that sometimes those people aren’t available full-time. Please talk to us at interview about the flexibility you may need.

Key responsibilities

• Assess and evaluate motor insurance applications to determine risk levels.
• Develop and implement underwriting guidelines and policies.
• Calculate premiums and establish terms and conditions for motor insurance policies.
• Review and analyse claims data to ensure compliance with underwriting guidelines.
• Collaborate with brokers, agents, and other stakeholders to provide tailored insurance solutions.
• Monitor market trends and adjust underwriting strategies to maintain competitiveness.
• Provide technical support and guidance to junior underwriters and other team members.
• Maintain accurate records and ensure compliance with regulatory requirements.

Your skills and experience

• Previous experience in motor underwriting.
• Strong knowledge of motor insurance products, risk assessment, and underwriting principles.
• Excellent analytical and problem-solving skills.
• Proficient in using underwriting software and tools.
• Strong communication and interpersonal skills.
• Ability to work independently and as part of a team.
• Ability to make decisions using data and judgment.

What you’ll get in return

Zurich offers a wide range of employee benefits so our people can tailor their benefits to fit their life. Benefits include a 12% defined non-contributory pension scheme, annual company bonus, private medical insurance, and the option to buy up to an additional 20 days or sell some of your holiday. More information about benefits is available through our employee benefits resources.

Who we are

At Zurich we aspire to be one of the most responsible and impactful businesses in the world and the best global insurer. With over 55,000 employees in more than 170 countries, we are a long-standing player in the insurance industry. We focus on sustainable impact, wellbeing, and developing our people for the future. If you’re interested in a dynamic and challenging environment, Zurich could be the place for you.

Our culture

We value diversity and inclusion and are committed to treating all applicants fairly and with respect, irrespective of background, beliefs, or circumstances. We offer an environment that supports wellbeing across physical, mental, social, and financial aspects, with access to wellbeing partners and a range of training and development opportunities. We also encourage volunteering through our charitable arm, Zurich Community Trust, which has a long history of supporting causes in the UK.

Be part of something great

We’re making a difference together—be challenged, be inspired, be supported, and love what you do. Join Zurich.