Commercial & Residential Mortgage Underwriter, Risk & Operations

Shawbrook Bank; Manchester; On-site; GBP 40,000 - 55,000; Full time

Job summary

A modern financial institution in Manchester seeks an Underwriter to manage mortgage applications for Residential BTLs and Commercial investments. You will ensure compliance with lending policies, maintain a pipeline of cases, and foster relationships with brokers and clients. The ideal candidate possesses relevant banking experience, excellent analytical skills, and a customer-focused mindset. Join a dynamic team and contribute to delivering innovative lending solutions that meet diverse customer needs.

Benefits

Market leading family-friendly policies

Free access to mindfulness app

Discounts on gym membership

Contributory pension scheme

Qualifications

• Ability to analyze credit searches, bank statements, and financial accounts.
• Experience dealing with underwriting processes.
• Attention to detail in data input and communication.

Responsibilities

• Underwrite mortgage applications through to completion.
• Manage a pipeline of approximately 70 cases.
• Ensure compliance with company policies.

Skills

Pragmatic approach to underwriting

Analytical skills

Excellent communication skills

Planning and organizational skills

Customer-focused approach

Education

Relevant commercial banking/lending experience

Tools

MS Office Suite (Excel, Word, PowerPoint)

Job description

A modern financial institution in Manchester seeks an Underwriter to manage mortgage applications for Residential BTLs and Commercial investments. You will ensure compliance with lending policies, maintain a pipeline of cases, and foster relationships with brokers and clients. The ideal candidate possesses relevant banking experience, excellent analytical skills, and a customer-focused mindset. Join a dynamic team and contribute to delivering innovative lending solutions that meet diverse customer needs.